Filing status
- Accounts due
- 30 September 2026
- Last accounts
- 24 October 2024
- Conf. stmt due
- 26 October 2027
- Last conf. stmt
- 12 October 2026
Arma Karma Limited
- Incorporated
- 17 May 2019 (7 years)
- Industry
- Activities of insurance agents and brokers (66220)
- Owned by
- Accounts type
- Micro entity
- Region
- East of England
- Address
- Innovation CentreKnowledge GatewayBoundary RoadColchesterCO4 3ZQ
Officers
This list may be incomplete. See all officers on Companies House
Officer details are public data from the Companies House register.
Director · Appointed 20 August 2026
British
Born April 1979 (47)
Director · Appointed 20 August 2026
British
Born March 1990 (36)
Ownership 1 active
People and entities with significant control, from the Companies House PSC register
Corporate entity · Notified 25 October 2024
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
Private Limited Company
Reg. no. 14119717
Former controllers (2)
25 October 2024
Ceased Christian Frogner — Has significant influence or control
25 October 2024
Ceased Benjamin Thomas Smyth — Owns 25–50% of shares
Group structure 26 shown
Ownership group derived from the Companies House PSC register
Advanced Insurance Consultants Limited Owns 75–100% of shares
Bspoke Insurance Group Ltd Owns 75–100% of shares
Arma Karma Limited This company Owns 75–100% of shares
Bspoke Central Services Ltd Has significant influence or control
Bspoke Commercial Ltd Owns 75–100% of shares
Bspoke Lifestyle Ltd Owns 75–100% of shares
Provego Limited Owns 75–100% of shares
Bspoke Management Services Ltd Owns 75–100% of shares
Bspoke Uniformed Services Limited Owns 75–100% of shares
Bsu Holdings Ltd Owns 75–100% of shares
Miramar Underwriting Limited Owns 75–100% of shares
Get Medical Plans Limited Owns 75–100% of shares
Gravity Risk Services Limited Owns 75–100% of shares
Honest Employment Law Practice Ltd Owns 75–100% of shares
KGJ Commercial Insurance Services Limited Owns 75–100% of shares
Mason James Insurance Services Limited Owns 75–100% of shares
NFP Benefits Consultants Limited Owns 75–100% of shares
NFP Business Services Limited Owns 75–100% of shares
Financials
Figures from 2023 accounts. Newer accounts, made up to 24 October 2024, are filed but not read yet. See them on Companies House
- Net Assets
- (£255,625)
- Employees
- 6
- Debt Ratio
- 395%
- Current Ratio
- 0.3x
Trend
Net Assets
Balance sheet detail
| 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|
| Fixed Assets | £2,794 | £2,260 | £82,840 | £82,385 |
| Current Assets | £83,838 | £6,111 | £19,919 | £72,887 |
| Creditors (< 1 year) | £280,910 | £726,120 | £41,726 | £692 |
| Creditors (> 1 year) | £30,578 | £40,613 | £177,000 | £50,000 |
| Net Current Assets | (£193,286) | (£713,567) | (£17,639) | £101,361 |
| Net Assets | (£255,625) | (£769,156) | (£111,799) | £133,746 |
| Shareholder Funds | (£255,625) | (£769,156) | (£111,799) | £133,746 |
Filings
Recent filings only. See the full history on Companies House
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 27 October 2026 | Other filing | |||
| 27 October 2026 | Accounts filing | |||
| 20 August 2026 | Appointment of a director | |||
| 20 August 2026 | Appointment of a director | |||
| 26 June 2026 | Termination of appointment of a secretary |
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