NFP Business Services Limited

Active06423668 Private limited company
Incorporated
9 November 2007 (19 years)
Previously known as
Direct Safety Solutions Ltd (until 1 April 2026)
Industry
Other professional, scientific and technical activities n.e.c. (74909)
Directors
Nicola Jayne Carter
Melanie Jo Anne Williams
Accounts type
Audit exemption subsidiary
Region
West Midlands
Address
14 Caroline Point 62 Caroline Street
Birmingham
B3 1UF

Filing status

Accounts due
30 September 2027
Last accounts
31 December 2025
Conf. stmt due
23 November 2026
Last conf. stmt
9 November 2025

Officers 3 active

Officer details are public data from the Companies House register.

Director · Appointed 3 September 2026
British
Born October 1971 (55)
Carter, Nicola Jayne
Director · Appointed 3 September 2026
British
Born October 1987 (39)
Williams, Melanie Jo Anne
Director · Appointed 1 June 2015
British
Born April 1977 (49)
Officer history (7 former)
3 September 2026
Resigned Williams, Jonathan as Director
3 September 2026
Appointed Hatch, Nicholas Gary as Director
3 September 2026
Resigned Allcock, John Paul as Director
3 September 2026
Appointed Carter, Nicola Jayne as Director
6 January 2023
Appointed Allcock, John Paul as Director
6 January 2023
Resigned Carlin, Robert Martin as Director
6 January 2023
Resigned Smith, Barry Stuart as Director
6 January 2023
Resigned Smith, Barry Stuart as Secretary
1 June 2018
Appointed Carlin, Robert Martin as Director
1 June 2015
Appointed Williams, Melanie Jo Anne as Director
16 July 2009
Appointed Smith, Barry Stuart as Secretary
16 July 2009
Appointed Williams, Jonathan as Director
16 July 2009
Resigned Williams, Melanie Jo Anne as Director
16 July 2009
Resigned Smith, Pamela Mary as Secretary
16 July 2009
Appointed Williams, Melanie Jo Anne as Director
9 November 2007
Appointed Smith, Pamela Mary as Secretary
9 November 2007
Appointed Smith, Barry Stuart as Director

Ownership 1 active

People and entities with significant control, from the Companies House PSC register

Corporate entity · Notified 6 January 2023
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
Private Company Limited By Shares
Reg. no. 09280047
Former controllers (2)
6 January 2023
Ceased Jonathan Williams — Holds 25–50% of voting rights
6 January 2023
Ceased Melanie Jo Anne Williams — Holds 25–50% of voting rights

Group structure 26 shown

Ownership group derived from the Companies House PSC register

Bspoke Insurance Group Ltd Owns 75–100% of shares
Arma Karma Limited Owns 75–100% of shares
Bspoke Central Services Ltd Has significant influence or control
Bspoke Commercial Ltd Owns 75–100% of shares
Bspoke Lifestyle Ltd Owns 75–100% of shares
Provego Limited Owns 75–100% of shares
Bspoke Management Services Ltd Owns 75–100% of shares
Bspoke Uniformed Services Limited Owns 75–100% of shares
Bsu Holdings Ltd Owns 75–100% of shares
Miramar Underwriting Limited Owns 75–100% of shares
Friary Insurance Services Limited In liquidationOwns 75–100% of shares
Get Medical Plans Limited Owns 75–100% of shares
Gravity Risk Services Limited Owns 75–100% of shares
Gravity Risk Services (East) Ltd In liquidationOwns 75–100% of shares
Honest Employment Law Practice Ltd Owns 75–100% of shares
Johnson Fleming Future Life Planning Limited In liquidationOwns 75–100% of shares
Johnson Fleming Group Limited In liquidationOwns 75–100% of shares
Johnson Fleming Limited In liquidationOwns 75–100% of shares
Johnson Fleming Services Limited In liquidationOwns 75–100% of shares
NFP Benefits Consultants Limited Owns 75–100% of shares
NFP Business Services Limited This company Owns 75–100% of shares
NFP Commercial Solutions Limited In liquidationOwns 75–100% of shares

Financials

Net Assets
£531,382
Cash
£404,680
Employees
9
Debt Ratio
25%
Current Ratio
3.9x

Trend

Net Assets
£0 £500k £1.0M 2019 2021 2022 £113,156 £230,026 £531,382
Balance sheet detail
202220212019
Fixed Assets£81,809£90,902£25,563
Current Assets£622,056£372,122£218,226
Debtors£95,868£82,291
Cash£404,680£276,254£135,935
Creditors (< 1 year)£160,283£182,890£128,483
Creditors (> 1 year)£35,833
Net Current Assets£461,773£189,232£89,743
Net Assets£531,382£230,026£113,156
Shareholder Funds£531,382£230,026£113,156

Filings

Recent filings only. See the full history on Companies House

DateDescriptionMade Up ToPagesPDF
9 November 2026Other filing—
9 November 2026Other filing—
9 November 2026Accounts filing—
9 November 2026Audit exemption subsidiary accounts31 December 2025—
4 September 2026Appointment of a director
Show all recent filings

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