Filing status
- Accounts due
- 30 September 2027
- Last accounts
- 31 December 2025
- Conf. stmt due
- 22 February 2027
- Last conf. stmt
- 8 February 2026
Gravity Risk Services Limited
- Incorporated
- 13 October 2011 (15 years)
- Previously known as
- JPM (Midlands) Limited (until 20 September 2012)JPM (Dudley) Limited (until 1 June 2012)This list may be incomplete. See all names on Companies House
- Industry
- Non-life insurance (65120)
- Directors
- Nicola Jayne Carter
- Owned by
- Accounts type
- Audit exemption subsidiary
- Region
- West Midlands
- Address
- 14 Caroline Point62 Caroline StreetBirminghamB3 1UF
Charges
- Total
- 1
- Outstanding
- 0
- Part satisfied
- 0
- Satisfied
- 1
Officers 3 active
Officer details are public data from the Companies House register.
Director · Appointed 3 September 2026
British
Born October 1971 (55)
Carter, Nicola Jayne
Director · Appointed 28 February 2024
British
Born October 1987 (39)
Director · Appointed 3 April 2023
British
Born February 1979 (47)
Officer history (6 former)
3 September 2026
3 September 2026
31 March 2025
28 February 2024
Appointed Carter, Nicola Jayne as Director
1 July 2023
18 April 2023
13 April 2023
3 April 2023
Resigned Collett, Dawn Louise as Secretary
3 April 2023
30 August 2017
Resigned Ashley, Wendy St Claire as Director
6 April 2016
Appointed Ashley, Wendy St Claire as Director
1 November 2014
Appointed Collett, Dawn Louise as Secretary
9 May 2012
13 October 2011
13 October 2011
Ownership 1 active
People and entities with significant control, from the Companies House PSC register
Corporate entity · Notified 3 April 2023
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
Private Limited Company
Reg. no. 09280047
Former controllers (2)
3 April 2023
Ceased Dawn Louise Collett — Owns 25–50% of shares
3 April 2023
Group structure 26 shown
Ownership group derived from the Companies House PSC register
Advanced Insurance Consultants Limited Owns 75–100% of shares
Bspoke Insurance Group Ltd Owns 75–100% of shares
Arma Karma Limited Owns 75–100% of shares
Bspoke Central Services Ltd Has significant influence or control
Bspoke Commercial Ltd Owns 75–100% of shares
Bspoke Lifestyle Ltd Owns 75–100% of shares
Provego Limited Owns 75–100% of shares
Bspoke Management Services Ltd Owns 75–100% of shares
Bspoke Uniformed Services Limited Owns 75–100% of shares
Bsu Holdings Ltd Owns 75–100% of shares
Miramar Underwriting Limited Owns 75–100% of shares
Get Medical Plans Limited Owns 75–100% of shares
Gravity Risk Services Limited This company Owns 75–100% of shares
Honest Employment Law Practice Ltd Owns 75–100% of shares
KGJ Commercial Insurance Services Limited Owns 75–100% of shares
Mason James Insurance Services Limited Owns 75–100% of shares
NFP Benefits Consultants Limited Owns 75–100% of shares
NFP Business Services Limited Owns 75–100% of shares
Financials
Figures from 2022 accounts. Newer accounts, made up to 31 December 2025, are filed but not read yet. See them on Companies House
- Net Assets
- £269,122
- Cash
- £60,241
- Employees
- 18
- Debt Ratio
- 24%
- Current Ratio
- 3.6x
Trend
Net Assets
Balance sheet detail
| 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|
| Fixed Assets | £54,278 | £83,999 | £107,421 | £40,792 |
| Current Assets | £298,817 | £279,951 | £307,896 | £155,997 |
| Debtors | £238,576 | £279,951 | £307,200 | £150,653 |
| Cash | £60,241 | £0 | £696 | £5,344 |
| Creditors (< 1 year) | £82,065 | £148,812 | £202,146 | £138,348 |
| Creditors (> 1 year) | £0 | £33,769 | £78,894 | £4,559 |
| Net Current Assets | £216,752 | £131,139 | £105,750 | £17,649 |
| Net Assets | £269,122 | £178,778 | £131,631 | £50,554 |
| Shareholder Funds | £269,122 | £178,778 | £131,631 | £50,554 |
Filings
Recent filings only. See the full history on Companies House
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 21 October 2026 | Other filing | |||
| 21 October 2026 | Other filing | |||
| 21 October 2026 | Accounts filing | |||
| 21 October 2026 | Audit exemption subsidiary accounts | 31 December 2025 | ||
| 4 September 2026 | Appointment of a director |
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