Website & contact details
- Website
Everyday People Financial Solutions Limited
- Incorporated
- 24 September 2001 (25 years)
- Previously known as
- Arvato Financial Solutions Limited (until 15 December 2023)Arvato Regulatory Services Limited (until 1 October 2018)Arvato Financial Solutions Limited (until 3 January 2018)Earlier: BCW Group LimitedThis list may be incomplete. See all names on Companies House
- Industry
- Other business support service activities n.e.c. (82990)
- Owned by
- Accounts type
- Full
- Region
- Scotland
- Address
- 9 George SquareGlasgowG2 1DY
Filing status
- Accounts due
- 30 September 2027
- Last accounts
- 31 December 2025
- Conf. stmt due
- 15 November 2026
- Last conf. stmt
- 1 November 2025
Charges
- Total
- 3
- Outstanding
- 1
- Part satisfied
- 0
- Satisfied
- 2
Officers 5 active
Officer details are public data from the Companies House register.
British
Born May 1975 (51)
Director · Appointed 29 October 2024
British
Born October 1967 (59)
Director · Appointed 29 October 2024
British
Born July 1968 (58)
Rankin, Graham
Director · Appointed 31 October 2023
British
Born November 1970
Storrie, John Stewart
Director · Appointed 1 February 2019
British
Born March 1980 (46)
Officer history (33 former)
28 January 2025
29 October 2024
29 October 2024
29 October 2024
29 October 2024
Resigned Mckechnie, Craig Alexander as Director
1 January 2024
Appointed Mckechnie, Craig Alexander as Director
31 December 2023
22 December 2023
22 December 2023
Resigned Dishon, David as Secretary
22 December 2023
31 October 2023
Appointed Rankin, Graham as Director
1 January 2022
30 September 2020
28 January 2020
Resigned Egger, Marc Constantin as Director
27 January 2020
31 October 2019
Resigned Quinn, Patrick Paul as Director
15 May 2019
5 March 2019
5 March 2019
Appointed Dishon, David as Secretary
5 March 2019
Resigned Conacher, Paul Mark as Secretary
1 February 2019
Appointed Storrie, John Stewart as Director
1 January 2019
6 November 2018
1 October 2018
Appointed Egger, Marc Constantin as Director
12 February 2018
Resigned Stalleker, Ralf as Director
31 March 2017
1 January 2017
Appointed Quinn, Patrick Paul as Director
23 December 2016
1 November 2016
Appointed Stalleker, Ralf as Director
31 October 2016
27 May 2016
Resigned Saunders, Irene Hood as Secretary
27 May 2016
Resigned Saunders, Irene Hood as Director
27 May 2016
23 May 2016
Appointed Conacher, Paul Mark as Secretary
2 March 2016
17 November 2015
Resigned Frost, Emma Jane Louise as Director
11 November 2015
23 October 2015
1 October 2015
1 July 2015
1 June 2015
1 May 2015
26 January 2015
31 October 2014
Resigned Andreassen, Trond Kristian as Director
31 October 2014
Resigned Nielsen, Lars Denecker as Director
8 August 2011
Appointed Frost, Emma Jane Louise as Director
29 April 2011
Appointed Saunders, Irene Hood as Director
18 January 2011
Resigned Mouat, Bryan as Secretary
18 January 2011
Appointed Saunders, Irene Hood as Secretary
23 December 2010
Appointed Nielsen, Lars Denecker as Director
23 December 2010
Appointed Mouat, Bryan as Secretary
23 December 2010
Resigned Mccormick, Andrews Sawers as Secretary
23 December 2010
Appointed Andreassen, Trond Kristian as Director
23 December 2010
22 April 2010
16 November 2009
4 October 2007
Appointed Mccormick, Andrews Sawers as Secretary
4 October 2007
18 June 2007
18 June 2007
18 June 2007
12 February 2004
Resigned Davidson & Workman as Corporate Secretary
12 February 2004
31 August 2002
Appointed Davidson & Workman as Corporate Secretary
31 August 2002
31 August 2002
31 August 2002
31 August 2002
24 September 2001
24 September 2001
24 September 2001
Ownership 1 active
People and entities with significant control, from the Companies House PSC register
Limited Company
Reg. no. Sc295285
Former controllers (1)
31 October 2023
Ceased Bertelsmann UK Limited — Owns 75–100% of shares
Group structure 6 companies
Ownership group derived from the Companies House PSC register
Act Credit Management Limited Owns 75–100% of shares
CCS Group Holdings Limited Owns 75–100% of shares
Commercial Collection Services Limited Owns 75–100% of shares
Everyday People Financial Solutions Limited This company Owns 75–100% of shares
Financials
Figures from 2023 accounts. Newer accounts, made up to 31 December 2025, are filed but not read yet. See them on Companies House
- Net Assets
- £2,596,980
- Cash
- £2,039,290
- Turnover
- £8,639,634
- Profit Before Tax
- (£10,214,166)
- Employees
- 291
- Debt Ratio
- 50%
- Current Ratio
- 1.8x
- Profit Margin
- -118%
- Return on Equity
- -393%
Balance sheet detail
| 2023 | |
|---|---|
| Fixed Assets | £446,878 |
| Current Assets | £4,760,836 |
| Debtors | £2,721,546 |
| Cash | £2,039,290 |
| Creditors (< 1 year) | £2,610,734 |
| Net Current Assets | £2,150,102 |
| Net Assets | £2,596,980 |
| Shareholder Funds | £2,596,980 |
| Turnover | £8,639,634 |
| Cost of Sales | £959,316 |
| Gross Profit | £7,680,318 |
| Admin Expenses | £17,620,814 |
| Staff Costs | £10,752,472 |
| Operating Profit | (£9,919,876) |
| Profit Before Tax | (£10,214,166) |
| Tax | (£9,803) |
| Profit for Period | (£10,204,363) |
What Everyday People Financial Solutions say about themselves
“Find the right outcome for your current financial circumstances here on our Customer Portal. EP Financial Solutions are #heretohelp”
Filings 192
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 30 September 2026 | Full accounts | 31 December 2025 | ||
| 27 March 2026 | Registration of a charge | |||
| 15 December 2025 | Confirmation statement with no updates | 1 November 2025 | ||
| 28 August 2025 | Full accounts | 31 December 2024 | ||
| 28 January 2025 | Termination of appointment of a director |
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