Scottish Widows Services Limited

ActiveSC189975 Private limited company

Incorporated: 29 September 1998 (28 years)
Industry: Other activities auxiliary to insurance and pension funding (66290)
Directors: Tara Forde
Rachel Anne Messenger
Donald Mackechnie
Owned by: Lloyds Bank PLC
Accounts type: Full
Region: Scotland
Address: The Mound
Edinburgh
EH1 1YZ

Website & contact details

Website: scottishwidows.co.uk

Filing status

Accounts due: 30 September 2027
Last accounts: 31 December 2025
Conf. stmt due: 6 November 2027
Last conf. stmt: 23 October 2026

Officers 4 active

Officer details are public data from the Companies House register.

Forde, Tara

Director · Appointed 20 November 2025

British

Born October 1986 (40)

Messenger, Rachel Anne

Director · Appointed 31 December 2022

Also at Charterhall Nominees Limited, Sterling Isa Managers (Nominees) Limited, Scottish Widows Auto Enrolment Services Limited · more companies

British

Born May 1982 (44)

Mackechnie, Donald

Director · Appointed 1 October 2020

Also at Lloyds Wealth Management Limited, Black Horse Limited, Bank of Scotland Foundation · more companies

British

Born January 1973 (53)

Mckay, Karen Joanne

Secretary · Appointed 24 September 2018

Officer history (41 former)

20 November 2025

Appointed Forde, Tara as Director

31 December 2022

Resigned Lowther, Sean William as Director

31 December 2022

Appointed Messenger, Rachel Anne as Director

1 October 2020

Appointed Mackechnie, Donald as Director

1 October 2020

Resigned Gomez-Reino, Juan as Director

24 September 2018

Appointed Mckay, Karen Joanne as Secretary

24 September 2018

Resigned Crane, Louise Carol Mckenzie as Secretary

31 May 2017

Resigned Parsons, Andrew Mark as Director

25 November 2016

Appointed Crane, Louise Carol Mckenzie as Secretary

25 November 2016

Resigned Matthew, Heather Jane as Secretary

29 June 2016

Resigned Black, James Masson as Director

28 June 2016

Appointed Lowther, Sean William as Director

28 June 2016

Resigned Foley, Tara Maria Theresa as Director

28 June 2016

Appointed Gomez-Reino, Juan as Director

25 September 2015

Appointed Foley, Tara Maria Theresa as Director

14 September 2015

Resigned Humphrey, Nicola Audrey as Director

5 February 2015

Appointed Matthew, Heather Jane as Secretary

5 February 2015

Resigned Paton, Susan Walker as Secretary

25 September 2014

Resigned Beaven, Richard Labassee as Director

9 June 2014

Resigned Foley, Tara Maria Theresa as Director

27 January 2014

Appointed Black, James Masson as Director

27 January 2014

Resigned Fletcher, Robert William as Director

27 January 2014

Appointed Foley, Tara Maria Theresa as Director

2 August 2013

Appointed Fletcher, Robert William as Director

2 August 2013

Appointed Paton, Susan Walker as Secretary

2 August 2013

Resigned Maclean, Jennifer Marion as Secretary

12 March 2013

Appointed Humphrey, Nicola Audrey as Director

5 March 2013

Resigned Guthrie, Catherine Anne as Director

7 November 2012

Appointed Beaven, Richard Labassee as Director

7 November 2012

Appointed Parsons, Andrew Mark as Director

11 October 2012

Resigned Strauss, Toby Emil as Director

5 October 2012

Resigned Stewart, Gregor Ninian as Director

31 August 2012

Resigned Penney, Paul Robert as Director

31 March 2012

Resigned Stoddard, David Antony John as Director

23 November 2011

Appointed Strauss, Toby Emil as Director

23 June 2011

Appointed Guthrie, Catherine Anne as Director

15 June 2011

Resigned Parker, Samantha as Director

15 June 2011

Appointed Stewart, Gregor Ninian as Director

25 May 2011

Resigned Luscombe, Kerr as Director

30 September 2010

Appointed Stoddard, David Antony John as Director

30 September 2010

Resigned Eastwood, Adrian Mark as Director

1 July 2010

Appointed Parker, Samantha as Director

18 June 2010

Appointed Maclean, Jennifer Marion as Secretary

18 June 2010

Resigned Mitchell, Fiona as Secretary

7 May 2010

Resigned Brydon, Jane Scott as Director

16 April 2010

Resigned Luscombe, Kerr as Director

16 April 2010

Appointed Luscombe, Kerr as Director

6 April 2010

Appointed Luscombe, Kerr as Director

31 March 2010

Resigned Mcconville, James as Director

1 July 2009

Appointed Mitchell, Fiona as Secretary

1 July 2009

Resigned Nicholls, Tracey Caroline as Secretary

29 June 2009

Appointed Penney, Paul Robert as Director

29 June 2009

Resigned Buckley, Dean Robert as Director

29 June 2009

Resigned Briggs, Andrew David as Director

29 June 2009

Appointed Eastwood, Adrian Mark as Director

29 June 2009

Appointed Brydon, Jane Scott as Director

26 June 2009

Resigned Torkington, Christian Roy as Director

7 January 2008

Appointed Buckley, Dean Robert as Director

30 March 2007

Resigned Phillips, Christopher Martin as Director

8 January 2007

Appointed Briggs, Andrew David as Director

8 January 2007

Resigned Moss, Nathan Victor as Director

21 November 2005

Appointed Moss, Nathan Victor as Director

1 August 2005

Appointed Torkington, Christian Roy as Director

1 August 2005

Resigned Whatford, Ronald James as Director

29 June 2005

Resigned Shah, Farhat as Secretary

18 October 2004

Appointed Shah, Farhat as Secretary

1 December 2003

Appointed Phillips, Christopher Martin as Director

30 November 2003

Resigned Main, William Hill as Director

21 October 2003

Appointed Whatford, Ronald James as Director

21 October 2003

Resigned Thompson, Ian David as Director

29 July 2002

Appointed Nicholls, Tracey Caroline as Secretary

29 July 2002

Resigned Talbot, Alison Janet, Ms. as Secretary

30 June 2002

Resigned Scott, Newton as Director

24 May 2002

Resigned Ross, Michael David as Director

7 February 2001

Appointed Mcconville, James as Director

7 February 2001

Appointed Thompson, Ian David as Director

31 December 2000

Resigned Thomson, Charles Grant as Director

30 September 2000

Resigned Dudley Jnr, Orie Leslie as Director

7 August 2000

Resigned Passmore, Nigel Howard as Secretary

7 August 2000

Appointed Talbot, Alison Janet, Ms. as Secretary

1 July 1999

Appointed Dudley Jnr, Orie Leslie as Director

1 July 1999

Appointed Scott, Newton as Director

1 July 1999

Appointed Ross, Michael David as Director

29 September 1998

Appointed Passmore, Nigel Howard as Secretary

29 September 1998

Appointed Thomson, Charles Grant as Director

29 September 1998

Appointed Main, William Hill as Director

Ownership 1 active

People and entities with significant control, from the Companies House PSC register

Lloyds Bank PLC

Corporate entity · Notified 2 May 2018

Owns 75–100% of shares

Holds 75–100% of voting rights

Right to appoint and remove directors

Public Limited Company

Reg. no. 00002065

Former controllers (1)

2 May 2018

Ceased Scottish Widows Limited — Owns 75–100% of shares

Group structure 60 shown

Ownership group derived from the Companies House PSC register

Lloyds Banking Group PLC

Cardnet Merchant Services Limited Owns 25–50% of shares

LBG Equity Investments Limited Owns 75–100% of shares

Citra Living Broadside Limited Has significant influence or control

Citra Living Limited Owns 75–100% of shares

Citra Development Company (No.1) Limited Owns 75–100% of shares

Citra Living Investments Limited Owns 75–100% of shares

Citra Living Lease Company (No.1) Limited Owns 75–100% of shares

Citra Living Operating Company (No. 1) Limited Owns 75–100% of shares

Citra Living Properties (No. 1) Limited Owns 75–100% of shares

Citra Living Properties (No. 6) Limited Owns 75–100% of shares

Citra Living Properties (No.2) Limited Owns 75–100% of shares

Citra Living Properties (No.3) Limited Owns 75–100% of shares

Citra Living Properties (No.4) Limited Owns 75–100% of shares

Citra Living Properties (No.5) Limited Owns 75–100% of shares

Citra Living Properties (No.7) Limited Owns 75–100% of shares

Citra Pathways Limited Owns 75–100% of shares

Citra Living Oldham Road Limited Has significant influence or control

Housing Growth Partnership GP LLP Holds 75–100% of voting rights

Allan Water Homes (Cambusbarron) Limited Owns 25–50% of shares

Allan Water Homes (Chryston) Limited Owns 25–50% of shares

Artisan Edinburgh Corstorphine Limited Owns 25–50% of shares

Backhouse (Castle Cary) JV Limited Owns 25–50% of shares (as a firm)

Backhouse (Westbury) JV Limited Owns 25–50% of shares

Bowbridge Homes (Raunds) Limited Owns 25–50% of shares

Burnham SPV Limited Proposed for strike-offOwns 25–50% of shares

Ediston Homes Sauchie Limited Status not confirmedOwns 25–50% of shares

And 5 more

Housing Growth Partnership II GP LLP Holds 75–100% of voting rights

Housing Growth Partnership Iii GP LLP Holds 75–100% of voting rights

Housing Growth Partnership Manager Limited Owns 75–100% of shares

Leil Virgo Holdco Limited Owns 75–100% of shares

Lloyds Development Capital (Holdings) Limited Owns 75–100% of shares

Mbna Europe Holdings Limited Owns 75–100% of shares

Uberior Investments Limited Owns 75–100% of shares

UK PRS (Jersey) Properties I Limited Has significant influence or control

Lloyds Bank PLC Owns 75–100% of shares

Amberdate Limited Owns 75–100% of shares

Aquilus Limited In liquidationOwns 75–100% of shares

Boltro Nominees Limited Owns 75–100% of shares

Cheltenham & Gloucester PLC Owns 75–100% of shares

Corbiere Asset Investments Ltd Owns 75–100% of shares

Curve OS Holding Limited Owns 75–100% of shares

Dunstan Investments (UK) Limited Owns 75–100% of shares

Gresham Nominee 1 Limited Owns 75–100% of shares

Gresham Nominee 2 Limited Owns 75–100% of shares

Hbos PLC Owns 75–100% of shares

Hill Samuel Leasing Co. Limited Owns 75–100% of shares

LB Healthcare Trustee Limited Owns 75–100% of shares

Lloyds (Gresham) Limited DissolvedOwns 75–100% of shares

Lloyds Bank (Colonial & Foreign) Nominees Limited Owns 75–100% of shares

Lloyds Bank (I.D.) Nominees Limited Owns 75–100% of shares

Scottish Widows Services Limited This company Owns 75–100% of shares

And 19 more

Scottish Widows Group Limited Owns 75–100% of shares

Embark Group Limited Owns 75–100% of shares

Hbos Investment Fund Managers Limited Owns 75–100% of shares

Lloyds Bank General Insurance Holdings Limited Owns 75–100% of shares

Lloyds Bank General Insurance Limited Owns 75–100% of shares

Lloyds Wealth Management Holdings Limited Owns 75–100% of shares

Scottish Widows Financial Services Holdings Owns 75–100% of shares

Scottish Widows Limited Owns 75–100% of shares

Filings 190

Date	Description	Made Up To
23 October 2026	Confirmation statement with no updates	23 October 2026
12 August 2026	Full accounts	31 December 2025
10 December 2025	Director's details changed
1 December 2025	Appointment of a director
7 November 2025	Confirmation statement with no updates	7 November 2025