Filing status
- Accounts due
- 31 July 2027
- Last accounts
- 31 August 2025
- Conf. stmt due
- 30 April 2027
- Last conf. stmt
- 16 April 2026
Spence (Insurance Services) Ltd.
- Incorporated
- 2 April 1990 (36 years)
- Industry
- Non-life insurance (65120)
- Owned by
- Accounts type
- Total exemption full
- Region
- Scotland
- Address
- Unit 2 Wester Inch Business ParkOld Well CourtBathgateEH48 2TQ
Charges
- Total
- 13
- Outstanding
- 0
- Part satisfied
- 0
- Satisfied
- 13
Officers
This list may be incomplete. See all officers on Companies House
Officer details are public data from the Companies House register.
Director · Appointed 23 October 2026
British
Born January 1975 (51)
Ownership 1 active
People and entities with significant control, from the Companies House PSC register
Corporate entity · Notified 9 April 2026
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
Private Limited Company Governed By English Law
Reg. no. 04519291
Former controllers (3)
9 April 2026
Ceased Stewart William Spence — Owns 75–100% of shares
12 March 2026
Ceased William James Spence — Owns 25–50% of shares
12 March 2026
Ceased Catherine Brand Banks Spence — Owns 25–50% of shares
Financials
Balance sheet as at 31 August 2025 · total exemption full accounts
- Net Assets
- £2,390,738
- Cash
- £1,395,598
- Employees
- 14
- Debt Ratio
- 17%
- Current Ratio
- 3.2x
Trend
Net Assets
Balance sheet detail
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|
| Fixed Assets | £1,479,986 | £1,233,926 | £1,251,793 | £1,259,764 | £1,273,733 | £1,208,140 | £1,204,371 |
| Current Assets | £1,395,598 | £1,932,093 | £1,590,229 | £1,678,073 | £1,353,545 | £1,446,558 | £1,249,614 |
| Debtors | £0 | £884,070 | £907,178 | £849,291 | £850,392 | £851,127 | £830,105 |
| Cash | £1,395,598 | £1,048,023 | £683,051 | £828,782 | £503,153 | £595,431 | £419,509 |
| Creditors (< 1 year) | £441,607 | £334,338 | £233,658 | £333,626 | £295,726 | £333,153 | £291,457 |
| Creditors (> 1 year) | £0 | £208,345 | £268,009 | £446,295 | £507,645 | ||
| Net Current Assets | £953,991 | £1,597,755 | £1,356,571 | £1,344,447 | £1,057,819 | £1,113,405 | £958,157 |
| Net Assets | £2,390,738 | £2,818,849 | £2,597,341 | £2,386,154 | £2,051,204 | £1,875,253 | £1,654,896 |
| Shareholder Funds | £2,390,738 | £2,818,849 | £2,597,341 | £2,386,154 | £2,051,204 | £1,654,896 |
Filings
Recent filings only. See the full history on Companies House
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 27 October 2026 | Appointment of a director | |||
| 21 August 2026 | Current accounting period extended | |||
| 1 July 2026 | Termination of appointment of a director | |||
| 21 May 2026 | Total exemption full accounts | 31 August 2025 | ||
| 28 April 2026 | Confirmation statement with no updates | 16 April 2026 |
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