Filing status
- Accounts due
- 30 September 2027
- Last accounts
- 31 December 2025
- Conf. stmt due
- 13 April 2027
- Last conf. stmt
- 30 March 2026
Lucra Mortgages Limited
- Incorporated
- 31 March 2021 (5 years)
- Previously known as
- Lutra Mortgages Ltd (until 9 April 2021)This list may be incomplete. See all names on Companies House
- Industry
- Activities of mortgage finance companies (64922)
- Directors
- Benjamin Andrew Tadd
- Owned by
- Accounts type
- Audit exemption subsidiary
- Region
- South West
- Address
- Space 365 Tormarton RoadMarshfieldSN14 8SR
Officers
This list may be incomplete. See all officers on Companies House
Officer details are public data from the Companies House register.
Director · Appointed 22 September 2026
British
Born February 1970 (56)
Director · Appointed 21 March 2025
British
Born September 1979 (47)
Tadd, Benjamin Andrew
Director · Appointed 31 March 2021
British
Born May 1985 (41)
Officer history (6 former)
22 September 2026
22 September 2026
22 September 2026
31 December 2025
16 October 2025
16 October 2025
16 October 2025
21 March 2025
21 March 2025
20 December 2024
20 December 2024
23 August 2022
31 March 2021
Appointed Tadd, Benjamin Andrew as Director
31 March 2021
31 March 2021
Ownership 1 active
People and entities with significant control, from the Companies House PSC register
Corporate entity · Notified 21 March 2025
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
Limited
Reg. no. Sc175659
Former controllers (5)
21 March 2025
Ceased Benjamin Andrew Tadd — Owns 25–50% of shares
21 March 2025
23 August 2022
Ceased Benjamin Andrew Tadd — Owns 25–50% of shares
23 August 2022
23 August 2022
Group structure 56 shown
Ownership group derived from the Companies House PSC register
Mortgage Advice Bureau Limited Owns 75–100% of shares
Aux Group Limited Owns 75–100% of shares
Auxilium Partnership Limited Owns 75–100% of shares
Buildstore Limited Owns 25–50% of shares
Blank Canvas Homes Ltd Owns 75–100% of shares
Blank Canvas Mortgages Limited Owns 25–50% of shares
Buildloan Limited Owns 75–100% of shares
Buildstore Buying Group Limited Owns 25–50% of shares
Buildstore Custom Build Limited Owns 75–100% of shares
Buildstore Insurance Services Limited Owns 75–100% of shares
Buildstore Mortgage Services Limited Owns 75–100% of shares
Create Your Home Limited Owns 75–100% of shares
Create Yours Limited Owns 75–100% of shares
Custom Build Homeloans Ltd Owns 75–100% of shares
Custom Build Homes England Limited Owns 75–100% of shares
Launchpad Custombuild Homes Limited Owns 75–100% of shares
Launchpad Custombuild Limited Owns 75–100% of shares
Project Home Finance Limited Owns 75–100% of shares
Right to Build Register Limited Owns 75–100% of shares
Capital Protect Limited Owns 75–100% of shares
Clear Mortgage Solutions Limited Owns 25–50% of shares
True North Specialist Finance Ltd Owns 75–100% of shares
CO2 Commercial Limited Owns 25–50% of shares
Pinnacle Surveyors (England and Wales) Limited Owns 75–100% of shares
Pinnacle Surveyors Limited Owns 75–100% of shares
Dashly Limited Owns 75–100% of shares
Evolve FS Ltd Owns 75–100% of shares
Evolve Mortgages Limited Owns 75–100% of shares
Evolve Specialist Lending Solutions Limited Owns 75–100% of shares
First Mortgage Direct Limited Owns 75–100% of shares
First Mortgage Limited Owns 75–100% of shares
First Mortgage Shop Limited Owns 75–100% of shares
First Mortgages Limited Owns 75–100% of shares
Fresh Start Finance Limited Owns 75–100% of shares
Home Loan Services (Glasgow) Limited Owns 75–100% of shares
Kinleigh Financial Services Limited Owns 75–100% of shares
Lucra Mortgages Limited This company Owns 75–100% of shares
M & R FM Ltd Owns 50–75% of shares
Property Law Centre Limited Owns 75–100% of shares
Heron Financial Limited Owns 50–75% of shares
Heron Financial North East Limited Owns 75–100% of shares
Homeowners Alliance Ltd Owns 75–100% of shares
Mab (Derby) Limited Owns 75–100% of shares
Mab Financial Planning Limited Owns 75–100% of shares
Mab Private Finance Ltd Owns 75–100% of shares
Mab1 Limited Owns 75–100% of shares
Mabwm Limited Owns 75–100% of shares
Talk Limited Owns 75–100% of shares
Financial Talk Limited Owns 75–100% of shares
L&P 137 Limited Owns 75–100% of shares
L&P 134 Limited Owns 75–100% of shares
Mortgage Talk (Partnership) Limited Owns 75–100% of shares
Mortgage Talk Ltd. Owns 75–100% of shares
Loan Talk Limited Owns 75–100% of shares
Survey Talk Limited Owns 75–100% of shares
Financials
Figures from 2025 accounts. Newer accounts, made up to 31 December 2025, are filed but not read yet. See them on Companies House
- Net Assets
- (£65,025)
- Cash
- £215,618
- Employees
- 17
- Debt Ratio
- 121%
- Current Ratio
- 0.8x
Trend
Net Assets
Balance sheet detail
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Fixed Assets | £19,367 | £45,447 | £70,888 | £65,982 |
| Current Assets | £283,455 | £206,173 | £277,394 | £153,084 |
| Debtors | £234,067 | |||
| Cash | £215,618 | £180,418 | £43,327 | |
| Creditors (< 1 year) | £363,182 | £123,929 | £144,078 | |
| Net Current Assets | (£79,727) | £82,244 | £125,719 | £9,006 |
| Net Assets | (£65,025) | £116,944 | £182,581 | £38,438 |
| Shareholder Funds | £116,944 | £182,581 | £38,438 |
Filings
Recent filings only. See the full history on Companies House
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 4 November 2026 | Other filing | |||
| 4 November 2026 | Other filing | |||
| 4 November 2026 | Accounts filing | |||
| 4 November 2026 | Audit exemption subsidiary accounts | 31 December 2025 |
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