2nd City Finance Ltd

Active13055699 Private limited company

What 2Nd City Finance say about themselves

“Based in the heart of Lichfield, 2nd City Finance is your trusted mortgage and protection advisory firm. Experts in all aspects of mortgages, contact us today.”

— from 2ndcityfinance.co.uk

Incorporated: 2 December 2020 (5 years)
Industry: Activities auxiliary to financial intermediation n.e.c. (66190)
Owned by: Michael Daniel Edmunds
Accounts type: Total exemption full
Region: West Midlands
Address: Advantage House Stowe Court
Stowe Street
Lichfield
WS13 6AQ

Website & contact details

Website: 2ndcityfinance.co.uk

Filing status

Accounts due: 30 September 2027
Last accounts: 31 December 2025
Conf. stmt due: 17 February 2027
Last conf. stmt: 3 February 2026

Officers

Not loaded yet. See them on Companies House

Ownership 1 active

People and entities with significant control, from the Companies House PSC register

Michael Daniel Edmunds

Individual · Notified 2 December 2020

Owns 75–100% of shares

British

Born August 1987 (39)

Former controllers (1)

20 January 2021

Ceased Jason Samuel Shelley — Owns 25–50% of shares

Financials

Figures from 2024 accounts. Newer accounts, made up to 31 December 2025, are filed but not read yet. See them on Companies House

Net Assets: £35,611
Cash: £62,002
Employees: 3

Debt Ratio: 47%
Current Ratio: 2.1x

Trend

Net Assets

Balance sheet detail

	2024	2023	2022	2021
Fixed Assets	£3,809	£3,856	£4,309
Current Assets	£63,281	£71,955	£98,972	£65,484
Debtors	£1,279	£4,064	£1,078	£150
Cash	£62,002	£67,891	£97,894	£65,334
Creditors (< 1 year)	£30,527	£33,591
Net Current Assets	£32,754	£38,364	£70,896	£41,698
Net Assets	£35,611	£41,313	£74,343	£41,698
Shareholder Funds	£35,611	£41,313