Filing status
- Accounts due
- 30 November 2026
- Last accounts
- 28 February 2025
- Conf. stmt due
- 20 May 2027
- Last conf. stmt
- 6 May 2026
Fintern Ltd
- Incorporated
- 19 February 2020 (6 years)
- Industry
- Business and domestic software development (62012) Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (64921)
- Directors
- Gerald ChappellCong He
- Owned by
- Accounts type
- Full
- Region
- Greater London
- Address
- 3rd Floor86-90 Paul StreetLondonEC2A 4NE
Charges
- Total
- 1
- Outstanding
- 0
- Part satisfied
- 0
- Satisfied
- 0
Officers 2 active
Officer details are public data from the Companies House register.
Chappell, Gerald
Director · Appointed 8 July 2020
British
Born January 1981 (45)
He, Cong, Dr
Director · Appointed 19 February 2020
Singaporean
Born November 1981
Officer history (5 former)
19 June 2023
19 June 2023
Resigned Yang, Yongzhi as Director
12 January 2023
12 January 2023
Appointed Yang, Yongzhi as Director
12 January 2023
12 January 2023
Resigned Bloom, Andrew Jonathan, Mr. as Director
12 January 2023
Resigned Yang, Yongzhi, Mr. as Director
30 December 2021
1 September 2021
Appointed Bloom, Andrew Jonathan, Mr. as Director
19 February 2021
Appointed Yang, Yongzhi, Mr. as Director
8 July 2020
Appointed Chappell, Gerald as Director
19 February 2020
Appointed He, Cong, Dr as Director
Ownership 1 active
People and entities with significant control, from the Companies House PSC register
Corporate entity · Notified 24 March 2023
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
Private Company Limited By Shares
Reg. no. 14262500
Former controllers (3)
24 March 2023
Ceased Fintern Holdings Ltd — Owns 75–100% of shares
15 December 2022
Ceased Gerald Chappell — Owns 25–50% of shares
15 December 2022
Ceased Cong He — Owns 25–50% of shares
Group structure 11 shown
Ownership group derived from the Companies House PSC register
CC Finance Sma1 Ltd Owns 75–100% of shares
Fintern Holdings Ltd Owns 25–50% of shares
AI Finance International Holdings Ltd Owns 50–75% of shares
Fintern Capital Ltd Owns 75–100% of shares
Fintern Finance Holdings Ltd Owns 75–100% of shares
Ahauz Limited Owns 75–100% of shares
Fintern Finance M1 Ltd Owns 75–100% of shares
Fintern Ltd This company Owns 75–100% of shares
Fintern Technologies Ltd Owns 75–100% of shares
Wholesum Finance Ltd Holds 75–100% of voting rights
Financials
Balance sheet as at 28 February 2025 · full accounts
- Net Assets
- £10,109,656
- Cash
- £16,720,438
- Turnover
- £25,510,503
- Profit Before Tax
- £7,784,608
- Employees
- 81
- Current Ratio
- 1.1x
- Profit Margin
- 31%
- Return on Equity
- 73%
Trend
Net Assets
Balance sheet detail
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Fixed Assets | £4,805,659 | £2,932,051 | £1,420,507 | £3,880,658 | £1,704 |
| Current Assets | £58,113,765 | £31,204,157 | £9,940,554 | £5,572,187 | £2,327,661 |
| Debtors | £41,393,327 | £11,083,125 | |||
| Cash | £16,720,438 | £20,121,032 | £3,242,406 | £4,984,901 | |
| Creditors (< 1 year) | £52,809,768 | £31,378,354 | £8,513,032 | £3,465,453 | £1,956 |
| Creditors (> 1 year) | £69,936 | £69,936 | |||
| Net Current Assets | £5,303,997 | (£174,197) | £1,427,522 | £2,106,734 | £2,375,553 |
| Net Assets | £10,109,656 | £2,757,854 | £2,848,029 | £5,917,456 | £2,307,321 |
| Shareholder Funds | £10,109,656 | £2,757,854 | £2,848,029 | £5,917,456 | £2,307,321 |
| Turnover | £25,510,503 | ||||
| Cost of Sales | £9,134,152 | ||||
| Gross Profit | £16,376,351 | ||||
| Admin Expenses | £9,514,647 | ||||
| Staff Costs | £4,378,808 | ||||
| Operating Profit | £7,133,125 | ||||
| Profit Before Tax | £7,784,608 | ||||
| Tax | £432,806 | ||||
| Profit for Period | £7,351,802 | (£1,122,708) | |||
Filings 112
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 9 May 2026 | Confirmation statement with no updates | 6 May 2026 | ||
| 7 July 2025 | Full accounts | 28 February 2025 | ||
| 7 May 2025 | Confirmation statement with updates | 6 May 2025 | ||
| 28 February 2025 | Confirmation statement with updates | 18 February 2025 | ||
| 30 September 2024 | Total exemption full accounts | 29 February 2024 |
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