Cred Technologies Limited

Active11905210 Private limited company
Incorporated
26 March 2019 (7 years)
Previously known as
Banq Technologies Limited (until 25 March 2023)
This list may be incomplete. See all names on Companies House
Industry
Financial intermediation not elsewhere classified (64999)
Accounts type
Small
Region
North West
Address
Glasshouse
Alderley Park
Nether Alderley
SK10 4ZE

Filing status

Accounts due
31 December 2026
Last accounts
31 March 2025
Conf. stmt due
8 April 2027
Last conf. stmt
25 March 2026

Officers 2 active

Officer details are public data from the Companies House register.

Director · Appointed 23 March 2026
British
Born March 1978 (48)
Director · Appointed 3 April 2020
British
Born January 1981 (45)
Officer history (3 former)
13 April 2026
Resigned Quint Holdings Limited as Corporate Director
23 March 2026
Appointed Trueman, Matthew Joseph as Director
23 March 2026
Resigned Hubbard, James as Director
9 June 2021
Appointed Hubbard, James as Director
9 June 2021
Resigned Ransom, Michael Christian as Director
3 April 2020
Appointed Cox, Gregory Charles as Director
26 March 2019
Appointed Ransom, Michael Christian as Director
26 March 2019
Appointed Quint Holdings Limited as Corporate Director

Ownership 1 active

People and entities with significant control, from the Companies House PSC register

Corporate entity · Notified 20 April 2026
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
Private Company Limited By Shares
Reg. no. 16914997
Former controllers (2)
20 April 2026
Ceased Quint Holdings Limited — Owns 75–100% of shares
6 January 2023
Ceased Quint Holdings Limited — Owns 75–100% of shares

Group structure 14 companies

Ownership group derived from the Companies House PSC register

Quint Group Holdings Limited Owns 75–100% of shares
Cred Technologies Limited This company Owns 75–100% of shares
Cred Originations Limited Owns 75–100% of shares
Credit Technologies Group Limited Owns 75–100% of shares
Credit Technologies Limited Owns 75–100% of shares
Money Guru Limited Owns 75–100% of shares
Infinian Group Limited Owns 75–100% of shares
Infinian Data Solutions Ltd Owns 75–100% of shares
Quint Group Limited Owns 75–100% of shares
Credit Angel Limited Owns 75–100% of shares
Credit Builder Loans Limited Owns 75–100% of shares
Credit Intelligence Limited Owns 75–100% of shares
Insurio Limited Owns 75–100% of shares

Financials

Balance sheet as at 31 March 2025 · small accounts

Net Assets
(£1,416,430)
Cash
£87
Debt Ratio
250%
Current Ratio
0.1x

Trend

Net Assets
(£1.5M) (£1.0M) (£500k) £0 2024 2025 (£416,306) (£1,416,430)
Balance sheet detail
20252024202320212020
Fixed Assets£769,406£1,307,809£1,033,587£292,832£46,224
Current Assets£172,932£514,565£134,788£127,158£23,612
Debtors£172,845£210,901£126,303£103,580£23,521
Cash£87£303,664£8,485£23,578£91
Creditors (< 1 year)£2,338,768£1,348,680£1,379,363£485,090£129,617
Creditors (> 1 year)£20,000£890,000
Net Current Assets(£2,165,836)(£834,115)(£1,244,575)(£357,932)(£106,005)
Net Assets(£1,416,430)(£416,306)
Shareholder Funds(£1,416,430)(£416,306)(£210,988)(£65,100)(£59,781)

Filings

Recent filings only. See the full history on Companies House

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