Propensio Finance Limited

Active10965808 Private limited company
Incorporated
15 September 2017 (9 years)
Previously known as
Credit4 Home Improvements Limited (until 25 February 2019)
Credit4 TP Limited (until 11 April 2018)
This list may be incomplete. See all names on Companies House
Industry
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (64921)
Accounts type
Small
Region
Yorkshire
Address
Building 3
Callflex Business Park Golden Smithies Lane
Wath-Upon-Dearne
Rotherham
S63 7ER

Filing status

Accounts due
30 June 2027
Last accounts
30 September 2025
Conf. stmt due
20 March 2027
Last conf. stmt
6 March 2026

Charges

Total
16
Outstanding
12
Part satisfied
0
Satisfied
4

Officers 4 active

Officer details are public data from the Companies House register.

Wood, Matthew Blair
Director · Appointed 1 November 2024
British
Born April 1976 (50)
Director · Appointed 1 May 2024
British
Born November 1950
Director · Appointed 1 May 2024
British
Born February 1964 (62)
Director · Appointed 10 April 2018
British
Born December 1967 (58)
Officer history (4 former)
1 November 2024
Appointed Wood, Matthew Blair as Director
1 May 2024
Appointed George, Philip Anthony as Director
1 May 2024
Appointed Lunt, Alan Gregory as Director
21 February 2019
Resigned Maxwell, David Cleland as Director
21 February 2019
Resigned Trott, Gary Keith as Director
10 April 2018
Appointed Hindle, David Ian as Director
15 September 2017
Appointed Norose Company Secretarial Services Limited as Corporate Secretary
15 September 2017
Resigned Norose Company Secretarial Services Limited as Corporate Secretary
15 September 2017
Appointed Vince, Thomas James as Director
15 September 2017
Resigned Vince, Thomas James as Director
15 September 2017
Appointed Maxwell, David Cleland as Director
15 September 2017
Appointed Trott, Gary Keith as Director

Ownership 1 active

People and entities with significant control, from the Companies House PSC register

Corporate entity · Notified 21 February 2019
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
Limited Liability Partnership
Reg. no. Oc338416
Former controllers (3)
21 February 2019
Ceased David Cleland Maxwell — Has significant influence or control
21 February 2019
Ceased Gary Keith Trott — Has significant influence or control
15 September 2017
Ceased Norose Company Secretarial Services Limited — Owns 75–100% of shares

Group structure 3 companies

Ownership group derived from the Companies House PSC register

Propensio Finance Limited This company Owns 75–100% of shares
Propensio Receivables Limited Owns 75–100% of shares

Financials

Balance sheet as at 30 September 2025 · small accounts

Net Assets
(£1,726,025)
Cash
£42,876
Employees
38
Debt Ratio
108%
Current Ratio
50.8x

Trend

Net Assets
(£2.0M) (£1.5M) (£1.0M) (£500k) £0 2019 2020 2021 2022 2023 2024 2025 (£420,774) (£730,747) (£1,252,011) (£1,522,951) (£1,434,074) (£1,596,301) (£1,726,025)
Balance sheet detail
2025202420232022202120202019
Fixed Assets£136,452£104,437£80,846£19,764£8,225£11,464£18,706
Current Assets£22,644,810£17,079,741£12,692,313£9,339,397£8,335,888£3,247,554£1,957,382
Debtors£1,804,496
Cash£42,876£59,740£907,099£454,055£250,191£108,199£152,886
Creditors (< 1 year)£445,953£739,216£349,062£661,220£400,147£119,038£13,891
Creditors (> 1 year)£24,011,334£18,011,263£13,828,171£10,220,892£9,195,977£3,870,727£2,382,971
Net Current Assets£22,198,857£16,340,525£12,343,251£8,678,177£7,935,741£3,128,516£1,943,491
Net Assets(£1,726,025)(£1,596,301)(£1,434,074)(£1,522,951)(£1,252,011)(£730,747)(£420,774)
Shareholder Funds(£1,726,025)(£1,596,301)(£1,434,074)(£1,522,951)(£1,252,011)(£730,747)(£420,774)

Filings

Filing history not loaded yet. See it on Companies House

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