Responsible Lending Limited

Active09801855 Private limited company
Incorporated
30 September 2015 (11 years)
Industry
Financial intermediation not elsewhere classified (64999)
Directors
Alan John Ritchie
Accounts type
Full
Region
South West
Address
Princess Court
23 Princess Street
Plymouth
PL1 2EX

Filing status

Accounts due
30 September 2027
Last accounts
31 December 2025
Conf. stmt due
22 October 2027
Last conf. stmt
8 October 2026

Officers 4 active

Officer details are public data from the Companies House register.

Director · Appointed 20 April 2026
British
Born June 1975 (51)
Ritchie, Alan John
Director · Appointed 1 February 2025
British
Born May 1978 (48)
Director · Appointed 3 December 2024
British
Born December 1974 (51)
Corporate Secretary · Appointed 31 January 2024
Officer history (12 former)
20 April 2026
Appointed Hickman, Bernard Leigh as Director
15 January 2026
Resigned Ungless, Joanne Clare as Director
6 March 2025
Resigned Hood, Carlton as Director
28 February 2025
Resigned Haggart, Keith Gerard as Director
28 February 2025
Resigned Allen, Timothy Paul as Director
1 February 2025
Appointed Ritchie, Alan John as Director
1 February 2025
Resigned Samsi, Ritwik Gurunandan as Director
3 December 2024
Appointed Williams, Ian as Director
31 January 2024
Resigned Starkey, Paul Edward as Director
31 January 2024
Resigned Wilkie, Steven Thomas as Director
31 January 2024
Appointed Royal London Management Services Limited as Corporate Secretary
20 September 2022
Appointed Samsi, Ritwik Gurunandan as Director
20 September 2022
Resigned Logan, Susan Esther Helen as Director
14 December 2021
Appointed Allen, Timothy Paul as Director
14 December 2021
Appointed Ungless, Joanne Clare as Director
13 December 2021
Resigned Scott, Julie Frances as Director
13 December 2021
Resigned Waterlow, Timothy Paul as Director
14 September 2021
Appointed Logan, Susan Esther Helen as Director
14 September 2021
Appointed Scott, Julie Frances as Director
31 March 2021
Resigned Kershaw, Ben as Director
3 September 2020
Appointed Kershaw, Ben as Director
26 May 2020
Appointed Hood, Carlton as Director
1 May 2020
Resigned Jones, Daniel George as Director
27 October 2016
Appointed Starkey, Paul Edward as Director
27 October 2016
Appointed Haggart, Keith Gerard as Director
27 October 2016
Appointed Wilkie, Steven Thomas as Director
27 October 2016
Appointed Waterlow, Timothy Paul as Director
30 September 2015
Appointed Jones, Daniel George as Director

Ownership 1 active

People and entities with significant control, from the Companies House PSC register

Corporate entity · Notified 1 July 2021
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
Private Company Limited By Guarantee Without Share Capital
Reg. no. 00099064
Former controllers (4)
31 January 2024
Ceased Steven Thomas Wilkie — Owns 25–50% of shares
31 January 2024
Ceased Paul Edward Starkey — Owns 25–50% of shares
20 October 2017
Ceased Daniel George Jones — Right to appoint and remove directors
20 October 2017
Ceased Responsible Life Limited — Owns 75–100% of shares

Group structure 23 shown

Ownership group derived from the Companies House PSC register

Alderley Trustees 1 Limited Owns more than 25% of shares
Alderley Trustees 2 Limited Owns more than 25% of shares
Capitol Way Commercial No. 1 Limited Owns 75–100% of shares
Capitol Way Commercial No. 2 Limited Owns 75–100% of shares
Capitol Way Estate No. 1 Limited Owns 75–100% of shares
Capitol Way Estate No. 2 Limited Owns 75–100% of shares
Hermes CMK General Partner Limited Owns 25–50% of shares
Hermes CMK Nominees No.1 Limited Owns 75–100% of shares
Hermes CMK Nominees No.2 Limited Owns 75–100% of shares
Hornby Road Investments Limited Owns 75–100% of shares
No.1 Newman Reit Limited Owns 75–100% of shares
No1 Holborn Reit Limited Owns 75–100% of shares
No1 Holborn Limited Owns more than 25% of shares
One Triton Holding Limited Owns 25–50% of shares
1 & 4 & 7 Triton Limited Owns 75–100% of shares
Pantheon Park Management Company Limited Holds 75–100% of voting rights
PM Central Services Limited Owns 75–100% of shares
Responsible Lending Limited This company Owns 75–100% of shares

Financials

Net Assets
£962,729
Cash
£1,808,994
Employees
60
Debt Ratio
76%
Current Ratio
2.0x

Trend

Net Assets
(£500k) £0 £500k £1.0M £1.5M 2019 2020 2021 2022 (£479,461) (£484,255) £1,257,513 £962,729
Balance sheet detail
2022202120202019
Fixed Assets£884,250£524,990£601,362£509,608
Current Assets£3,139,759£3,879,903£1,121,705£1,062,068
Debtors£1,330,765£1,008,473£854,110£902,376
Cash£1,808,994£2,871,430£267,595£159,692
Creditors (< 1 year)£1,568,727£1,820,025£697,242£586,890
Creditors (> 1 year)£1,492,553£1,327,355£1,510,080£1,464,247
Net Current Assets£1,571,032£2,059,878£424,463£475,178
Net Assets£962,729£1,257,513(£484,255)(£479,461)
Shareholder Funds£962,729£1,257,513(£484,255)(£479,461)

Filings 112

DateDescriptionMade Up ToPagesPDF
14 October 2026Confirmation statement with updates8 October 2026
9 October 2026Statement of capital following an allotment of shares
26 August 2026Other filing—
26 August 2026Other filing—
26 August 2026Other filing—
Show all 112 filings

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