3R Finance Ltd

Active09782074 Private limited company
Incorporated
17 September 2015 (11 years)
Industry
Business and domestic software development (62012)
Data processing, hosting and related activities (63110)
Web portals (63120)
Owned by
Michael Bowler
Christopher Alan Powell
Accounts type
Total exemption full
Region
South East
Address
Unit 12 Swanwick Marina
Swanwick
Southampton
SO31 1ZL

Filing status

Accounts due
30 September 2027
Last accounts
31 December 2025
Conf. stmt due
17 February 2027
Last conf. stmt
3 February 2026

Charges

Total
3
Outstanding
2
Part satisfied
0
Satisfied
1

Officers

Not loaded yet. See them on Companies House

Ownership 5 active

People and entities with significant control, from the Companies House PSC register

Corporate entity · Notified 21 December 2016
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
Limited
Reg. no. 10533835
Michael Bowler
Individual · Notified 17 September 2016
Owns 25–50% of shares
British
Born January 1971 (55)
Michael Bowler
Individual · Notified 6 April 2016
Has significant influence or control
British
Born January 1971 (55)
Christopher Alan Powell
Individual · Notified 6 April 2016
Has significant influence or control
British
Born March 1971 (55)
Christopher Alan Powell
Individual · Notified 6 April 2016
Owns 25–50% of shares
British
Born March 1971 (55)
Former controllers (2)
28 October 2019
Ceased David Neil Ayton — Has significant influence or control
28 October 2019
Ceased David Neil Ayton — Has significant influence or control

Group structure 5 companies

Ownership group derived from the Companies House PSC register

3R Holdings Limited Owns 75–100% of shares
3R Finance Ltd This company Owns 75–100% of shares
3R Paytech Ltd Owns 75–100% of shares
3R Systems Ltd Owns 75–100% of shares

Financials

Balance sheet as at 31 December 2025 · total exemption full accounts

Net Assets
£731,836
Cash
£59,761
Profit
£334,962
Debt Ratio
93%
Current Ratio
1.1x
Return on Equity
46%

Trend

Net Assets
£0 £500k £1.0M £1.5M 2022 2023 2024 2025 £1,115,721 £507,105 £552,874 £731,836
Balance sheet detail
2025202420232022
Fixed Assets£92,106£122,808£163,743£93,616
Current Assets£10,459,453£6,637,019£6,294,965£6,241,656
Debtors£10,399,692£6,521,797£6,179,794£6,140,658
Cash£59,761£115,222£115,171£100,998
Creditors (< 1 year)£9,756,658£6,071,086£5,728,281£5,031,171
Creditors (> 1 year)£63,065£135,867£223,322£188,380
Net Current Assets£702,795£565,933£566,684£1,210,485
Net Assets£731,836£552,874£507,105£1,115,721
Shareholder Funds£731,836£552,874£507,105£1,115,721

Turnover£60,522,838
Cost of Sales£58,814,156
Gross Profit£1,708,682
Admin Expenses£972,039
Operating Profit£736,643
Profit Before Tax£626,572
Tax£84,365
Profit for Period£334,962£230,769£542,207

Filings

Recent filings only. See the full history on Companies House

DateDescriptionMade Up ToPagesPDF
9 November 2026Satisfaction of a charge in full
19 August 2026Satisfaction of a charge in full
27 July 2026Total exemption full accounts31 December 2025
12 February 2026Confirmation statement with no updates3 February 2026
2 September 2025Total exemption full accounts31 December 2024
Show all recent filings

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