Filing status
- Accounts due
- 30 November 2027
- Last accounts
- 28 February 2026
- Conf. stmt due
- 7 June 2027
- Last conf. stmt
- 24 May 2026
Top Rate Finance Limited
- Incorporated
- 15 August 2014 (12 years)
- Industry
- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (64921)
- Directors
- Debra Rose
- Owned by
- Joleon Patrick Lescott
- Accounts type
- Total exemption full
- Region
- West Midlands
- Address
- The Old SchoolSchool LaneBlymhillTF11 8LJ
Officers 2 active
Officer details are public data from the Companies House register.
Director · Appointed 25 August 2017
British
Born August 1982 (44)
Rose, Debra
Director · Appointed 15 August 2014
British
Born June 1959 (67)
Ownership 1 active
People and entities with significant control, from the Companies House PSC register
Individual · Notified 7 August 2017
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
British
Born August 1982 (44)
Former controllers (1)
7 August 2017
Ceased Deborah Rose — Owns 75–100% of shares
Financials
Figures from 2025 accounts. Newer accounts, made up to 28 February 2026, are filed but not read yet. See them on Companies House
- Net Assets
- £279,239
- Cash
- £232,146
- Employees
- 1
- Current Ratio
- 212.7x
Trend
Net Assets
Balance sheet detail
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Current Assets | £2,985,508 | £3,096,479 | £3,035,534 | £2,975,562 | £1,955,283 | £1,847,233 |
| Debtors | £2,753,362 | £2,444,844 | £2,854,920 | £2,211,804 | £1,841,992 | £1,542,756 |
| Cash | £232,146 | £651,635 | £180,614 | £763,758 | £113,291 | £304,477 |
| Creditors (< 1 year) | £14,037 | £37,219 | £15,926 | £9,677 | £21,024 | £14,227 |
| Creditors (> 1 year) | £2,692,232 | £2,822,359 | £2,881,061 | £2,924,457 | £1,828,271 | £1,769,579 |
| Net Current Assets | £2,971,471 | £3,059,260 | £3,019,608 | £2,965,885 | £1,934,259 | £1,833,006 |
| Net Assets | £279,239 | £236,901 | £138,547 | £41,428 | £105,988 | £63,427 |
| Shareholder Funds | £279,239 | £236,901 | £138,547 | £41,428 | £105,988 | £63,427 |
Filings
Recent filings only. See the full history on Companies House
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 22 October 2026 | Total exemption full accounts | 28 February 2026 | ||
| 9 June 2026 | Confirmation statement with no updates | 24 May 2026 | ||
| 9 June 2026 | Change of details for a person with significant control | |||
| 9 June 2026 | Director's details changed | |||
| 29 May 2026 | Registered office address changed |
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