McTernan Financial Limited

Active09168296 Private limited company
Incorporated
8 August 2014 (12 years)
Previously known as
Morrall 1973 Limited (until 9 June 2015)
This list may be incomplete. See all names on Companies House
Industry
Financial management (70221)
Accounts type
Total exemption full
Region
West Midlands
Address
Prospect House
Church Green West
Redditch
B97 4DJ

Filing status

Accounts due
31 December 2026
Last accounts
31 March 2025
Conf. stmt due
22 August 2027
Last conf. stmt
8 August 2026

Charges

Total
1
Outstanding
1
Part satisfied
0
Satisfied
0

Officers 1 active

Officer details are public data from the Companies House register.

Director · Appointed 27 May 2015
British
Born December 1986 (39)
Officer history (2 former)
1 December 2023
Resigned Groves, Gemma as Director
19 October 2022
Appointed Groves, Gemma as Director
27 May 2015
Appointed Mcternan, Kathrine Rosemary as Director
27 May 2015
Resigned Morrall, Clare Louise as Director
8 August 2014
Appointed Morrall, Clare Louise as Director

Ownership 1 active

People and entities with significant control, from the Companies House PSC register

Corporate entity · Notified 4 February 2020
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
Limited Company
Reg. no. 12440906
Former controllers (1)
4 February 2020
Ceased Katherine Rosemary Mcternan — Owns 75–100% of shares

Group structure 3 companies

Ownership group derived from the Companies House PSC register

McTernan Financial Limited This company Owns 75–100% of shares
Specialist Finance DC Limited Owns 75–100% of shares

Financials

Balance sheet as at 31 March 2025 · total exemption full accounts

Net Assets
£79,198
Cash
£169,821
Debt Ratio
79%
Current Ratio
1.1x

Trend

Net Assets
£0 £50k £100k 2021 2022 2023 2024 2025 £59,950 £62,056 £62,076 £58,478 £79,198
Balance sheet detail
202520242023202220212020
Fixed Assets£98,004£116,803£137,227£38,615£23,798£456
Current Assets£286,429£256,707£254,695£254,791£188,021£212,757
Debtors£116,608£158,117£127,929£85,808
Cash£169,821£98,590£126,766£168,983
Creditors (< 1 year)£255,813£219,074£197,873£190,249£109,775£153,769
Creditors (> 1 year)£47,131£73,765£102,472£33,764£42,094
Net Current Assets£30,616£37,633£56,822£64,542£78,246£58,988
Net Assets£79,198£58,478£62,076£62,056£59,950
Shareholder Funds£79,198£58,478£62,076£62,056£59,950£59,444

What Mcternan Financial say about themselves

“The Mortgage Advice Group are the best mortgage advisors in the UK. Contact our mortgage advisor for advice on getting a mortgage.”

— from themortgageadvicegroup.co.uk

Filings

Recent filings only. See the full history on Companies House

DateDescriptionMade Up ToPagesPDF
10 August 2026Confirmation statement with no updates8 August 2026
23 April 2026Director's details changed
18 December 2025Total exemption full accounts31 March 2025
22 August 2025Confirmation statement with no updates8 August 2025
21 August 2025Director's details changed
Show all recent filings

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