Nium Fintech Limited

Active09039850 Private limited company

Incorporated: 14 May 2014 (12 years)
Previously known as: Instarem Limited (until 9 October 2020)
This list may be incomplete. See all names on Companies House
Industry: Financial intermediation not elsewhere classified (64999)
Directors: Anupam Pahuja
Spencer James Douglas Hanlon
Accounts type: Full
Region: Greater London
Address: Ground Floor
52-54 Gracechurch Street
London
EC3V 0EH

Website & contact details

Group website: nium.com
The site of this company’s group or brand.

Filing status

Accounts due: 30 September 2027
Last accounts: 31 December 2025
Conf. stmt due: 29 September 2027
Last conf. stmt: 15 September 2026

Officers 2 active

Officer details are public data from the Companies House register.

Pahuja, Anupam

Director · Appointed 27 June 2025

American

Born November 1966

Hanlon, Spencer James Douglas

Director · Appointed 7 December 2021

Also at Nium UK Holdings Limited

British

Born August 1972 (54)

Officer history (5 former)

27 June 2025

Appointed Pahuja, Anupam as Director

27 June 2025

Resigned Nanu, Punathil Prajit as Director

31 October 2024

Resigned Gandhi, Pratik as Director

3 November 2023

Resigned Hagos, Benyam as Director

4 January 2023

Resigned Curzon, Russell Peter as Director

15 December 2021

Appointed Hagos, Benyam as Director

7 December 2021

Appointed Hanlon, Spencer James Douglas as Director

7 December 2021

Appointed Gandhi, Pratik as Director

5 November 2021

Resigned Dixon, Catherine Tracey as Director

1 January 2020

Appointed Dixon, Catherine Tracey as Director

1 January 2020

Appointed Curzon, Russell Peter as Director

14 May 2014

Appointed Nanu, Punathil Prajit as Director

Ownership 0 active

People and entities with significant control, from the Companies House PSC register

The company has declared that it has no person with significant control.

Former controllers (4)

15 September 2024

Ceased Nium Pte Ltd — Owns 75–100% of shares

15 September 2023

Ceased Pratik Gandhi — Has significant influence or control

15 September 2023

Ceased Punathil Prajit Nanu — Has significant influence or control

23 January 2020

Ceased Instarem Pte Limited — Owns 75–100% of shares (as a firm)

Financials

Figures from 2024 accounts. Newer accounts, made up to 31 December 2025, are filed but not read yet. See them on Companies House

Net Assets: £5,827,945
Cash: £12,954,501
Profit: (£5,664,149)
Employees: 36

Debt Ratio: 66%
Current Ratio: 1.5x
Return on Equity: -97%

Trend

Net Assets

Balance sheet detail

	2024	2023	2022	2021	2020
Fixed Assets	£14,863	£31,267	£31,612	£22,327	£2,487
Current Assets	£17,325,516	£16,029,343	£10,738,630	£2,947,254	£1,033,066
Debtors	£4,371,015	£3,788,129	£324,578	£205,358	£161,495
Cash	£12,954,501	£12,241,214	£10,414,052	£2,741,896	£871,571
Creditors (< 1 year)	£11,508,583	£10,671,281	£8,678,170	£1,099,182	£118,690
Net Current Assets	£5,816,933	£5,358,062	£2,060,460	£1,848,072	£914,376
Net Assets	£5,827,945	£5,385,478	£2,088,221	£1,866,548
Shareholder Funds	£5,827,945	£5,385,478	£2,088,221	£1,866,548	£916,863