Filing status
- Accounts due
- 31 December 2027
- Last accounts
- 31 March 2026
- Conf. stmt due
- 8 April 2027
- Last conf. stmt
- 25 March 2026
Step Mortgages Limited
- Incorporated
- 25 March 2014 (12 years)
- Previously known as
- Gracian Wealth Limited (until 10 June 2025)This list may be incomplete. See all names on Companies House
- Industry
- Activities of mortgage finance companies (64922)
- Directors
- Neil Stephens
- Owned by
- Neil Stephens
- Accounts type
- Micro entity
- Region
- South East
- Address
- 3 Westonville AvenueMargateCT9 5DY
Officers 1 active
Officer details are public data from the Companies House register.
Stephens, Neil
Director · Appointed 25 March 2014
British
Born November 1971
Officer history (1 former)
13 June 2025
26 August 2014
25 March 2014
Appointed Stephens, Neil as Director
Ownership 1 active
People and entities with significant control, from the Companies House PSC register
Neil Stephens
Individual · Notified 6 April 2016
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
British
Born November 1971
Former controllers (1)
13 June 2025
Financials
Figures from 2025 accounts. Newer accounts, made up to 31 March 2026, are filed but not read yet. See them on Companies House
- Net Assets
- £40,138
- Debt Ratio
- 2%
- Current Ratio
- 246.8x
Trend
Net Assets
Balance sheet detail
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Fixed Assets | £919 | £1,372 | £1,108 | £1,654 | £1,763 | £1,792 |
| Current Assets | £39,981 | £54,939 | £73,269 | £122,530 | £146,514 | £90,603 |
| Creditors (< 1 year) | £162 | (£150) | £637 | £8,924 | £33,127 | £29,583 |
| Net Current Assets | £39,819 | £55,089 | £72,632 | £113,606 | £113,387 | £61,020 |
| Net Assets | £40,138 | £55,861 | ||||
| Shareholder Funds | £40,138 | £55,861 | £73,740 | £115,260 | £115,150 | £62,812 |
Filings
Recent filings only. See the full history on Companies House
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 16 September 2026 | Micro company accounts | 31 March 2026 | ||
| 26 March 2026 | Change of details for a person with significant control | |||
| 26 March 2026 | Confirmation statement with updates | 25 March 2026 | ||
| 8 September 2025 | Micro company accounts | 31 March 2025 | ||
| 19 June 2025 | Cessation of a person with significant control |
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