Credit4 Limited

Active08738775 Private limited company
Incorporated
18 October 2013 (13 years)
Industry
Other credit granting n.e.c. (64929)
Directors
David John Culverhouse
Owned by
Gary Keith Trott
David Cleland Maxwell
Accounts type
Total exemption full
Region
Greater London
Address
5 Seaforth Place
London
SW1E 6AB

Filing status

Accounts due
31 July 2027
Last accounts
31 October 2025
Conf. stmt due
1 November 2027
Last conf. stmt
18 October 2026

Charges

Total
4
Outstanding
3
Part satisfied
0
Satisfied
1

Officers 3 active

Officer details are public data from the Companies House register.

Culverhouse, David John
Director · Appointed 12 April 2021
British
Born March 1988 (38)
Director · Appointed 18 October 2013
British
Born March 1972 (54)
Director · Appointed 18 October 2013
Also at DPK France Ltd (proposed for strike-off), DPK Logistique France Ltd (proposed for strike-off), Denbridge No. 2 Limited · more companies
British
Born September 1978 (48)
Officer history (2 former)
12 April 2021
Appointed Culverhouse, David John as Director
18 October 2013
Appointed Trott, Gary Keith as Director
18 October 2013
Appointed Maxwell, David Cleland as Director
18 October 2013
Appointed Norose Company Secretarial Services Limited as Corporate Secretary
18 October 2013
Resigned Norose Company Secretarial Services Limited as Corporate Secretary
18 October 2013
Appointed Weston, Clive as Director
18 October 2013
Resigned Weston, Clive as Director

Ownership 2 active

People and entities with significant control, from the Companies House PSC register

Individual · Notified 6 April 2016
Owns 25–50% of shares
Holds 25–50% of voting rights
British
Born March 1972 (54)
Individual · Notified 6 April 2016
Owns 25–50% of shares
Holds 25–50% of voting rights
British
Born September 1978 (48)

Financials

Balance sheet as at 31 October 2025 · total exemption full accounts

Net Assets
(£1,017,114)
Cash
£159,054
Debt Ratio
109%
Current Ratio
4.0x

Trend

Net Assets
(£1.5M) (£1.0M) (£500k) £0 2019 2020 2021 2022 2023 2024 2025 (£1,265,715) (£1,191,115) (£1,069,628) (£1,072,555) (£1,098,728) (£1,123,966) (£1,017,114)
Balance sheet detail
2025202420232022202120202019
Fixed Assets£7,626£10,237£11,713£15,034£19,555£26,073£29,017
Current Assets£10,768,865£6,695,843£5,023,558£4,712,263£5,553,974£6,132,399£6,296,458
Debtors£6,460,520£4,938,800£4,884,831£3,645,883£5,384,185£5,864,919£6,190,679
Cash£159,054£93,300£138,727£256,813£169,789£267,480£105,779
Creditors (< 1 year)£2,718,605£2,530,046£2,283,999£2,384,241£2,477,546£2,633,976£2,445,579
Creditors (> 1 year)£9,075,000£3,850,000£3,415,611£4,165,611£4,715,611£5,145,611
Net Current Assets£8,050,260£4,165,797£2,739,559£2,328,022£3,076,428£3,498,423£3,850,879
Net Assets(£1,017,114)(£1,123,966)(£1,098,728)(£1,072,555)(£1,069,628)(£1,191,115)(£1,265,715)
Shareholder Funds(£1,017,114)(£1,123,966)(£1,098,728)(£1,072,555)(£1,069,628)(£1,191,115)(£1,265,715)

Filings

Recent filings only. See the full history on Companies House

DateDescriptionMade Up ToPagesPDF
23 October 2026Confirmation statement with no updates18 October 2026
30 June 2026Total exemption full accounts31 October 2025
13 November 2025Director's details changed
13 November 2025Change of details for a person with significant control
18 October 2025Confirmation statement with no updates18 October 2025
Show all recent filings

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