Website & contact details
- Website
Atom Bank PLC
- Incorporated
- 31 July 2013 (13 years)
- Previously known as
- Crossco (1337) PLC (until 13 August 2015)This list may be incomplete. See all names on Companies House
- Industry
- Banks (64191)
- Directors
- Maria Del Mar Fernandez-Aceytuno Zurdo
- Owned by
- Accounts type
- Full
- Region
- North East
- Address
- The Pattern ShopSussex StreetNewcastle Upon TyneNE1 3PD
Filing status
- Accounts due
- 30 September 2027
- Last accounts
- 31 March 2026
- Conf. stmt due
- 9 July 2027
- Last conf. stmt
- 25 June 2026
Charges
- Total
- 9
- Outstanding
- 3
- Part satisfied
- 0
- Satisfied
- 6
Officers 12 active
Officer details are public data from the Companies House register.
Fernandez-Aceytuno Zurdo, Maria Del Mar
Director · Appointed 31 July 2026
Spanish
Born June 1981 (45)
Director · Appointed 5 February 2026
Also at Atom Holdco PLC · more companies
American
Born September 1980 (46)
Director · Appointed 21 January 2025
Italian
Born April 1967 (59)
Kalkan, Murat
Director · Appointed 21 January 2025
American
Born April 1987 (39)
British
Born January 1967 (59)
British
Born September 1980 (46)
Director · Appointed 27 October 2021
Also at Atom Holdco PLC, Unity Trust Bank PLC
British
Born April 1954 (72)
Director · Appointed 29 September 2021
British
Born May 1958 (68)
Farnworth, Laura
Secretary · Appointed 3 December 2019
British
Born July 1966 (60)
Director · Appointed 31 July 2018
British
Born May 1961 (65)
Director · Appointed 1 April 2016
Turkish
Born May 1960 (66)
Officer history (18 former)
4 September 2026
31 July 2026
Appointed Fernandez-Aceytuno Zurdo, Maria Del Mar as Director
30 July 2026
Resigned Romera Lobo, Gonzalo as Director
5 February 2026
21 January 2025
21 January 2025
Appointed Kalkan, Murat as Director
21 January 2025
Resigned Pertusa Santos, Alicia as Director
21 January 2025
14 September 2023
23 May 2023
30 November 2022
1 November 2022
31 October 2022
27 October 2021
29 September 2021
Resigned Jackson, Patricia Doreen as Director
29 September 2021
12 September 2020
Resigned Powers-Freeling, Laurel Claire as Director
14 May 2020
Appointed Pertusa Santos, Alicia as Director
12 March 2020
Resigned Ormerod, Ian as Director
3 December 2019
Appointed Farnworth, Laura as Secretary
3 December 2019
Resigned Twiddy, Edward as Secretary
12 March 2019
Appointed Romera Lobo, Gonzalo as Director
28 February 2019
Resigned Del Castillo Marchese, Victoria as Director
6 November 2018
6 November 2018
Appointed Ormerod, Ian as Director
31 July 2018
18 June 2018
Appointed Del Castillo Marchese, Victoria as Director
1 June 2018
Resigned Paavola, Teppo as Director
24 January 2018
24 January 2018
1 April 2016
1 April 2016
Appointed Paavola, Teppo as Director
31 December 2015
28 July 2015
Appointed Twiddy, Edward as Secretary
28 July 2015
Appointed Powers-Freeling, Laurel Claire as Director
28 July 2015
Resigned Hodgson, Sarah as Secretary
31 March 2015
22 September 2014
22 September 2014
22 September 2014
22 September 2014
22 September 2014
Appointed Jackson, Patricia Doreen as Director
1 May 2014
18 March 2014
Appointed Hodgson, Sarah as Secretary
18 March 2014
20 September 2013
20 September 2013
31 July 2013
Ownership 1 active
People and entities with significant control, from the Companies House PSC register
Corporate entity · Notified 14 October 2022
Owns 75–100% of shares
Holds 75–100% of voting rights
Holds 75–100% of voting rights (as a trust)
Public Limited Company
Reg. no. 14129045
Former controllers (3)
14 October 2022
Ceased Banco Bilbao Vizcaya Argentaria S.A. — Owns 25–50% of shares
14 October 2022
Ceased Toscafund Asset Management LLP — Holds 25–50% of voting rights
14 October 2022
Ceased Banco Bilbao Vizcaya Argentaria S.A. — Owns 25–50% of shares
Group structure 12 shown
Ownership group derived from the Companies House PSC register
Atom Holdco PLC Holds 25–50% of voting rights
Atom Bank PLC This company Owns 75–100% of shares
Atom Ebt Ltd Owns 75–100% of shares
Clarity Technology Holdings Limited Holds 25–50% of voting rights
Teltopco Limited Holds 25–50% of voting rights
Telmidco Limited Owns 75–100% of shares
Telfinco Limited Owns 75–100% of shares
Tulip UK Midco Limited Has significant influence or control
Tulip UK Midco 1 Limited Owns 75–100% of shares
Tulip UK Bidco Limited Owns 75–100% of shares
What Atom Bank say about themselves
“Explore our savings accounts, mortgages and business loans in our digital banking app. Compare our savings rates and join the future of secure digital banking. FSCS protected.”
Filings 213
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 9 September 2026 | Termination of appointment of a director | |||
| 4 September 2026 | Full accounts | 31 March 2026 | ||
| 10 August 2026 | Termination of appointment of a director | |||
| 10 August 2026 | Appointment of a director | |||
| 25 June 2026 | Confirmation statement with updates | 25 June 2026 |
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