Website & contact details
- Website
Your Mortgage People Limited
- Incorporated
- 24 April 2013 (13 years)
- Previously known as
- The Fair Trade Practice Limited (until 31 March 2021)
- Industry
- Activities of insurance agents and brokers (66220)
- Directors
- Amba Marie MendezGraham Downes
- Owned by
- Accounts type
- Full
- Region
- South East
- Address
- Fair Trade House3 Whittle AvenueFarehamPO15 5SH
Filing status
- Accounts due
- 30 September 2027
- Last accounts
- 31 December 2025
- Conf. stmt due
- 15 March 2027
- Last conf. stmt
- 1 March 2026
Officers 6 active
Officer details are public data from the Companies House register.
Director · Appointed 20 October 2025
British
Born November 1984
Mendez, Amba Marie
Director · Appointed 1 April 2024
British
Born March 1990 (36)
Downes, Graham
Director · Appointed 10 March 2022
British
Born April 1975 (51)
Hinton, Paul
Director · Appointed 10 March 2022
British
Born June 1976 (50)
Young, Fiona Avril
Director · Appointed 10 March 2022
British
Born April 1983 (43)
British
Born July 1979 (47)
Officer history (7 former)
20 October 2025
1 April 2024
Appointed Mendez, Amba Marie as Director
10 March 2022
Appointed Downes, Graham as Director
10 March 2022
Appointed Hinton, Paul as Director
10 March 2022
Appointed Young, Fiona Avril as Director
30 November 2020
1 October 2018
Resigned Lance, Mark Jonathan as Director
1 October 2018
1 October 2018
1 October 2018
Resigned Hayes, Timothy James as Director
1 July 2018
1 July 2018
1 July 2018
Appointed Hayes, Timothy James as Director
1 July 2018
1 July 2018
Appointed Lance, Mark Jonathan as Director
1 July 2018
1 July 2018
1 July 2018
Resigned Hayes, Timothy James as Director
1 March 2015
24 April 2013
Appointed Hayes, Timothy James as Director
Ownership 1 active
People and entities with significant control, from the Companies House PSC register
Corporate entity · Notified 30 November 2020
Owns 75–100% of shares
Holds 75–100% of voting rights
England And Wales
Reg. no. 12695462
Former controllers (7)
15 December 2022
Ceased The Protection Specialist Limited — Owns 50–75% of shares
30 June 2022
30 November 2020
1 October 2018
Ceased Timothy James Hayes — Owns 75–100% of shares
1 July 2018
1 July 2018
1 July 2018
Ceased Timothy James Hayes — Owns 75–100% of shares
Group structure 5 companies
Ownership group derived from the Companies House PSC register
360CTRL Limited Owns 25–50% of shares
Lance Mortgages Limited Owns 75–100% of shares
Your Mortgage People Limited This company Owns 75–100% of shares
Financials
Figures from 2024 accounts. Newer accounts, made up to 31 December 2025, are filed but not read yet. See them on Companies House
- Net Assets
- £5,428,051
- Cash
- £520,875
- Turnover
- £10,089,342
- Profit Before Tax
- £2,225,692
- Employees
- 135
- Debt Ratio
- 21%
- Current Ratio
- 6.1x
- Profit Margin
- 22%
- Return on Equity
- 33%
Trend
Turnover
Balance sheet detail
| 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|
| Fixed Assets | £3,360 | £4,298 | £0 | £0 | £2,178 |
| Current Assets | £6,908,093 | £7,124,894 | £1,876,669 | £1,260,978 | £120,745 |
| Debtors | £451,774 | £148,044 | |||
| Cash | £520,875 | £709,837 | £1,424,895 | £1,112,934 | |
| Creditors (< 1 year) | £1,134,236 | £2,850,787 | £253,697 | £152,816 | £51,005 |
| Creditors (> 1 year) | £0 | £650,098 | £615,442 | ||
| Net Current Assets | £5,773,857 | £4,274,107 | £1,622,972 | £1,108,162 | £69,740 |
| Net Assets | £5,428,051 | £3,942,276 | £1,623,072 | £458,164 | (£543,524) |
| Shareholder Funds | £5,428,051 | £3,942,276 | £1,623,072 | £458,164 | (£543,524) |
| Turnover | £10,089,342 | £7,504,283 | |||
| Gross Profit | £10,089,342 | £7,504,283 | |||
| Admin Expenses | £6,273,470 | £5,250,425 | |||
| Staff Costs | £5,201,816 | £4,627,857 | |||
| Operating Profit | £2,210,871 | £827,756 | |||
| Profit Before Tax | £2,225,692 | £839,951 | |||
| Tax | £421,164 | £66,554 | |||
| Profit for Period | £1,804,528 | £773,397 | |||
Filings 87
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 29 September 2026 | Full accounts | 31 December 2025 | ||
| 1 September 2026 | Replacement filing of Confirmation Statement | 1 March 2026 | ||
| 1 September 2026 | Replacement filing of Confirmation Statement | 1 March 2026 | ||
| 19 March 2026 | Confirmation statement with updates | 1 March 2026 | ||
| 30 October 2025 | Director's details changed |
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