What Smart-Cover Direct say about themselves
“Protect your home & appliances with Smart Cover. Home emergency cover from £7.90/month, appliance cover from £8.49/month. Flexible plans, UK-based 24/7 support.”
Smart-Cover Direct Limited
- Incorporated
- 18 April 2013 (13 years)
- Industry
- Activities of insurance agents and brokers (66220)
- Directors
- Vivek Vijaya Chandran Nair
- Owned by
- Grant Richard BurrowsNiraz Mohammed Buhari
- Accounts type
- Total exemption full
- Region
- East Midlands
- Address
- Ashley Court 32 Main StreetAshleyMarket HarboroughLE16 8HF
Website & contact details
- Website
Filing status
- Accounts due
- 28 February 2027
- Last accounts
- 31 May 2025
- Conf. stmt due
- 14 May 2027
- Last conf. stmt
- 30 April 2026
Officers 4 active
Officer details are public data from the Companies House register.
British
Born June 1978 (48)
Vijaya Chandran Nair, Vivek
Director · Appointed 12 February 2026
Indian
Born June 1989 (37)
British
Born July 1983 (43)
Director · Appointed 18 April 2013
British
Born May 1983 (43)
Officer history (1 former)
12 February 2026
12 February 2026
Appointed Vijaya Chandran Nair, Vivek as Director
17 January 2023
1 September 2020
18 April 2013
18 April 2013
Ownership 2 active
People and entities with significant control, from the Companies House PSC register
British
Born January 1959 (67)
British
Born May 1983 (43)
Financials
Balance sheet as at 31 May 2025 · total exemption full accounts
- Net Assets
- £1,552,095
- Cash
- £308,761
- Employees
- 9
- Debt Ratio
- 60%
- Current Ratio
- 5.0x
Trend
Net Assets
Balance sheet detail
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Fixed Assets | £1,455,403 | £1,924,045 | £1,297,202 | £1,270,645 | £946,526 | £877,310 |
| Current Assets | £2,383,825 | £1,386,665 | £1,212,304 | £1,430,784 | £1,016,102 | £564,842 |
| Debtors | £2,075,064 | £1,177,970 | £1,007,450 | £1,217,571 | £814,336 | £538,203 |
| Cash | £308,761 | £208,695 | £204,854 | £213,213 | £201,766 | £26,639 |
| Creditors (< 1 year) | £479,080 | £440,758 | £249,738 | £188,123 | £198,083 | £76,530 |
| Creditors (> 1 year) | £1,808,053 | £836,888 | £859,255 | £1,165,326 | £774,213 | £400,461 |
| Net Current Assets | £1,904,745 | £945,907 | £962,566 | £1,242,661 | £818,019 | £488,312 |
| Net Assets | £1,552,095 | £2,033,064 | £1,400,513 | £1,347,980 | £990,332 | £965,161 |
| Shareholder Funds | £1,347,980 | £990,332 | £965,161 |
Filings
Recent filings only. See the full history on Companies House
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 13 May 2026 | Confirmation statement with updates | 30 April 2026 | ||
| 31 March 2026 | Total exemption full accounts | 31 May 2025 | ||
| 12 February 2026 | Appointment of a director | |||
| 12 February 2026 | Appointment of a director | |||
| 17 May 2025 | Confirmation statement with no updates | 30 April 2025 |
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