Smarter Cover Limited

Active07123871 Private limited company
Incorporated
13 January 2010 (16 years)
Previously known as
Big Harvest Limited (until 4 May 2011)
Clixel Limited (until 11 April 2010)
This list may be incomplete. See all names on Companies House
Industry
Life insurance (65110)
Activities of insurance agents and brokers (66220)
Owned by
Mohammed Shakeel
Accounts type
Unaudited abridged
Region
South East
Address
First Floor
Blue Bird House Mole Business Park
Randalls Road
Leatherhead
KT22 7BA

Filing status

Accounts due
31 January 2027
Last accounts
31 January 2025
Conf. stmt due
29 August 2027
Last conf. stmt
15 August 2026

Officers 1 active

Officer details are public data from the Companies House register.

Director · Appointed 12 April 2010
British
Born December 1973 (52)
Officer history (1 former)
12 April 2010
Appointed Shakeel, Mohammed as Director
12 April 2010
Resigned Arnold, Peter as Director
13 January 2010
Appointed Arnold, Peter as Director

Ownership 1 active

People and entities with significant control, from the Companies House PSC register

Individual · Notified 6 April 2016
Owns 75–100% of shares
British
Born December 1973 (52)

Financials

Balance sheet as at 31 January 2025 · unaudited abridged accounts

Net Assets
(£499,004)
Cash
£783,846
Employees
73
Debt Ratio
115%
Current Ratio
4.2x

Trend

Net Assets
(£1.0M) (£500k) £0 2020 2021 2022 2023 2024 2025 (£723,272) (£613,633) (£655,524) (£754,434) (£722,622) (£499,004)
Balance sheet detail
202520242023202220212020
Fixed Assets£74,515£17,790£32,002£37,314£54,263£82,092
Current Assets£3,203,880£1,501,890£1,277,054£1,667,414£1,387,640£705,546
Debtors£2,420,034£1,274,958£929,315£1,245,710£1,113,308£370,861
Cash£783,846£226,932£347,739£421,704£274,332£334,685
Creditors (< 1 year)£757,745£131,301
Creditors (> 1 year)£3,019,654£2,111,001£1,982,977£2,206,753£851,905£822,823
Net Current Assets£2,446,135£1,370,589£1,196,541£1,513,915£184,009£17,459
Net Assets(£499,004)(£722,622)(£754,434)(£655,524)(£613,633)(£723,272)
Shareholder Funds(£499,004)(£722,622)

Turnover£3,241,353
Cost of Sales£651,390
Gross Profit£2,589,963
Admin Expenses£2,747,015
Profit for Period(£98,910)

Filings

Recent filings only. See the full history on Companies House

DateDescriptionMade Up ToPagesPDF
27 August 2026Confirmation statement with updates15 August 2026
23 June 2026Change of details for a person with significant control
31 October 2025Unaudited abridged accounts31 January 2025
31 August 2025Confirmation statement with no updates15 August 2025
20 August 2025Registered office address changed
Show all recent filings

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