Smartcredit Limited

Active05534508 Private limited company

Incorporated: 11 August 2005 (21 years)
Industry: Financial intermediation not elsewhere classified (64999)
Directors: Joanne Jones
Stuart Morris
Philip Joseph Cotter
all 5 directors
Owned by: Solace Bidco Limited
Accounts type: Full
Region: Yorkshire
Address: Mayfield House
Lower Railway Road
Ilkley
LS29 8FL

Filing status

Accounts due: 30 September 2027
Last accounts: 31 December 2025
Conf. stmt due: 11 July 2027
Last conf. stmt: 27 June 2026

Charges

Total: 3
Outstanding: 1
Part satisfied: 0
Satisfied: 2

Officers 6 active

Officer details are public data from the Companies House register.

Jones, Joanne

Director · Appointed 16 January 2025

Also at Mercury Bidco Limited (proposed for strike-off), Smartsearch International Limited (proposed for strike-off), Solace Bidco Limited · more companies

British

Born June 1978 (48)

Morris, Stuart

Director · Appointed 7 October 2024

British

Born June 1981 (45)

Cotter, Philip Joseph

Director · Appointed 22 April 2024

Also at Xenion Consulting Ltd, Mercury Bidco Limited (proposed for strike-off), Smartsearch International Limited (proposed for strike-off) · more companies

British

Born June 1959 (67)

Amadio, Annalisa

Director · Appointed 19 April 2024

Also at Mercury Bidco Limited (proposed for strike-off), Smartsearch International Limited (proposed for strike-off), Solace Topco Limited

Italian

Born May 1990 (36)

Gifford, Nicola Jane

Secretary · Appointed 21 May 2021

Smith, Collette Kristina

Director · Appointed 13 July 2020

Also at Solace Topco Limited

British

Born December 1989 (36)

Officer history (22 former)

7 October 2026

Resigned Gunay, Seyfi as Director

1 October 2026

Resigned Miell, Alexander Edward as Director

31 March 2026

Resigned Green, Julie Michelle as Director

6 November 2025

Appointed Gunay, Seyfi as Director

30 September 2025

Resigned Mitchell, Fraser John Bran as Director

1 August 2025

Resigned Eddie, Stephen Paul as Director

5 February 2025

Appointed Miell, Alexander Edward as Director

16 January 2025

Appointed Jones, Joanne as Director

31 December 2024

Resigned Elcock, Claire Helen as Director

7 October 2024

Appointed Morris, Stuart as Director

7 October 2024

Appointed Eddie, Stephen Paul as Director

31 July 2024

Resigned Dobson, James Edward as Director

30 June 2024

Resigned Cheek, Martin Robert as Director

22 April 2024

Appointed Cotter, Philip Joseph as Director

19 April 2024

Resigned Harrison, Guy Edward as Director

19 April 2024

Resigned Green, Michael John as Director

19 April 2024

Appointed Amadio, Annalisa as Director

19 April 2024

Resigned Dobson, John Kenneth as Director

19 April 2024

Resigned Pezzutto, Roland as Director

1 October 2023

Appointed Green, Julie Michelle as Director

31 January 2022

Resigned Holmes, Michael Andrew as Director

26 January 2022

Appointed Harrison, Guy Edward as Director

31 December 2021

Resigned Allen, Gareth Jack as Director

21 May 2021

Resigned Dobson, Janet as Secretary

21 May 2021

Appointed Gifford, Nicola Jane as Secretary

17 May 2021

Appointed Elcock, Claire Helen as Director

13 July 2020

Appointed Smith, Collette Kristina as Director

8 October 2019

Appointed Pezzutto, Roland as Director

28 August 2018

Resigned Holmes, Michael Andrew as Secretary

28 August 2018

Appointed Holmes, Michael Andrew as Director

28 August 2018

Appointed Dobson, Janet as Secretary

21 April 2017

Appointed Holmes, Michael Andrew as Secretary

21 April 2017

Resigned Allen, Gareth Jack as Secretary

1 January 2017

Appointed Green, Michael John as Director

2 January 2013

Appointed Mitchell, Fraser John Bran as Director

16 December 2009

Appointed Cheek, Martin Robert as Director

1 July 2009

Appointed Dobson, John Kenneth as Director

10 November 2008

Appointed Allen, Gareth Jack as Secretary

10 November 2008

Appointed Dobson, James Edward as Director

10 November 2008

Appointed Allen, Gareth Jack as Director

10 November 2008

Resigned Green, Graham Andrew as Director

10 November 2008

Resigned Wilson, Nichola Dawn as Secretary

10 November 2008

Resigned Wilson, Nichola Dawn as Director

15 December 2007

Appointed Green, Graham Andrew as Director

15 December 2007

Resigned Rice, Gavin Phillip as Director

15 December 2007

Resigned Green, Deirdre Jacqueline Mary as Director

30 January 2006

Appointed Rice, Gavin Phillip as Director

11 August 2005

Appointed Green, Deirdre Jacqueline Mary as Director

11 August 2005

Appointed Wilson, Nichola Dawn as Secretary

11 August 2005

Appointed Wilson, Nichola Dawn as Director

Ownership 1 active

People and entities with significant control, from the Companies House PSC register

Solace Bidco Limited

Corporate entity · Notified 30 April 2026

Owns 75–100% of shares

Holds 75–100% of voting rights

Right to appoint and remove directors

Private Company Limited By Shares

Reg. no. 15366592

Holdings 1

Companies where Smartcredit Limited is registered as a person with significant control

Smartsearch International Limited

Owns 75–100% of shares

Proposed for strike-off

Former controllers (3)

30 April 2026

Ceased Mercury Bidco Limited — Owns 75–100% of shares

8 October 2019

Ceased Martin Cheek — Owns 25–50% of shares

8 October 2019

Ceased John Kenneth Dobson — Has significant influence or control

Group structure 6 shown

Ownership group derived from the Companies House PSC register

Solace Topco Limited

Solace Cleanco Limited Owns 75–100% of shares

Solace Bidco Limited Owns 75–100% of shares

Credas Technologies Ltd. Owns 75–100% of shares

Smartcredit Limited This company Owns 75–100% of shares

Solace Vlnco Limited DissolvedOwns 75–100% of shares

Filings 137

Date	Description	Made Up To
13 October 2026	Termination of appointment of a director
13 October 2026	Termination of appointment of a director
7 July 2026	Confirmation statement with updates	27 June 2026
20 June 2026	Full accounts	31 December 2025
7 May 2026	Notification of a person with significant control