Private & Commercial Lifetime Partners Limited

Active05285515 Private limited company

What Private & Commercial Lifetime Partners say about themselves

“P&C Lifetime Partners Ltd are a well established firm of Financial Planners and Mortgage Advisers based in West Berkshire, between Newbury and Hungerford, serving clients across the Thames Valley and beyond. P&C Lifetime Partners Ltd have, for 25 years, been dedicated to helping our individual and…”

— from pcfs-ltd.co.uk
Incorporated
12 November 2004 (21 years)
Previously known as
Private & Commercial Financial Services Limited (until 11 November 2021)
Private & Commercial Mortgage Services Limited (until 2 June 2008)
Industry
Financial intermediation not elsewhere classified (64999)
Directors
Matthew James Thomas
Owned by
Matthew James Thomas
Accounts type
Small
Region
East of England
Address
12 - 14 Upper Marlborough Road
St. Albans
AL1 3UR

Filing status

Accounts due
31 December 2026
Last accounts
31 March 2025
Conf. stmt due
20 November 2027
Last conf. stmt
6 November 2026

Officers 2 active

Officer details are public data from the Companies House register.

Director · Appointed 8 October 2021
British
Born November 1965
Thomas, Matthew James
Director · Appointed 1 May 2015
British
Born February 1982 (44)
Officer history (6 former)
7 October 2025
Resigned Ozturk, Ufuk as Director
8 October 2021
Resigned White, Ian David as Director
8 October 2021
Appointed Ozturk, Ufuk as Director
8 October 2021
Appointed Merrigan, Paul as Director
1 May 2015
Appointed Thomas, Matthew James as Director
30 April 2014
Resigned Bennett, Gary Paul as Director
9 July 2013
Resigned White, Gemma Louise as Secretary
1 May 2013
Appointed Bennett, Gary Paul as Director
25 April 2008
Appointed White, Gemma Louise as Secretary
25 April 2008
Resigned Futcher, Deborah Louise as Secretary
12 November 2004
Resigned Swift Incorporations Limited as Corporate Nominee Secretary
12 November 2004
Appointed Futcher, Deborah Louise as Secretary
12 November 2004
Appointed White, Ian David as Director
12 November 2004
Appointed Swift Incorporations Limited as Corporate Nominee Secretary

Ownership 2 active

People and entities with significant control, from the Companies House PSC register

Corporate entity · Notified 8 October 2021
Owns 50–75% of shares
Holds 50–75% of voting rights
Right to appoint and remove directors
Limited Company
Reg. no. 04631136
Matthew James Thomas
Individual · Notified 7 October 2021
Owns 25–50% of shares
Holds 25–50% of voting rights
British
Born February 1982 (44)
Former controllers (1)
8 October 2021
Ceased Ian David White — Owns 75–100% of shares

Group structure 17 companies

Ownership group derived from the Companies House PSC register

Lifetime Assure Limited Owns 75–100% of shares
Lifetime Connect Limited Owns 75–100% of shares
Lifetime Wealth Management Limited Owns 75–100% of shares
Begley Group Limited Owns 75–100% of shares
Bluelight Lifetime Partners Limited Owns 25–50% of shares
Lifetime FS Limited Owns 75–100% of shares
Lifetime Partners Limited Owns 75–100% of shares
Mortgages in Lincoln Limited Owns 75–100% of shares
Private & Commercial Lifetime Partners Limited This company Owns 50–75% of shares
Redwood Lifetime Partners Limited Owns 25–50% of shares
Scottsdale Capital Limited Owns 75–100% of shares
Scottsdale Moneywise Limited Has significant influence or control
Lifetime Wills & Trusts Limited Owns 25–50% of shares
Yoke Global Limited Owns 25–50% of shares

Financials

Balance sheet as at 31 March 2025 · small accounts

Net Assets
(£45,580)
Cash
£461
Debt Ratio
149%
Current Ratio
0.7x

Trend

Net Assets
(£50k) £0 £50k £100k 2020 2021 2022 2025 £2,770 £26,053 £85,704 (£45,580)
Balance sheet detail
2025202220212020
Fixed Assets£2,569£10,779£13,920£18,480
Current Assets£90,366£154,231£105,880£215,464
Debtors£89,905£2,654£200,551
Cash£461£140,721£103,226£14,913
Creditors (< 1 year)£136,335£45,102£43,677£69,971
Creditors (> 1 year)£2,180£32,500£47,500£157,796
Net Current Assets(£45,969)£109,129£62,203£145,493
Net Assets(£45,580)£85,704£26,053£2,770
Shareholder Funds(£45,580)£85,704£26,053£2,770

Filings

Recent filings only. See the full history on Companies House

DateDescriptionMade Up ToPagesPDF
10 November 2026Confirmation statement with no updates6 November 2026

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