Watts Commercial Finance Limited

Active05075236 Private limited company
Incorporated
16 March 2004 (22 years)
Previously known as
Watts Mortgages Limited (until 11 August 2006)
Industry
Financial intermediation not elsewhere classified (64999)
Accounts type
Small
Region
North West
Address
6 Alvaston Business Park
Middlewich Road
Nantwich
CW5 6PF

Filing status

Accounts due
30 September 2027
Last accounts
31 December 2025
Conf. stmt due
26 March 2027
Last conf. stmt
12 March 2026

Charges

Total
4
Outstanding
1
Part satisfied
0
Satisfied
3

Officers 3 active

Officer details are public data from the Companies House register.

Director · Appointed 21 October 2025
British
Born January 1973 (53)
Director · Appointed 23 December 2024
British
Born May 1973 (53)
Director · Appointed 3 August 2006
British
Born November 1971
Officer history (7 former)
21 October 2025
Resigned Embley, Simon David as Director
21 October 2025
Appointed Prakash, Mayank as Director
23 December 2024
Resigned Watts, Andrew Michael as Director
23 December 2024
Appointed Gibson, Jeremy Paul as Director
23 December 2024
Appointed Embley, Simon David as Director
23 December 2024
Resigned Watts, Andrew Michael as Secretary
3 August 2006
Appointed Watts, Andrew Michael as Secretary
3 August 2006
Resigned Chiu, Wing Sea Nancy as Secretary
3 August 2006
Appointed Gray, Philip John as Director
15 March 2005
Resigned Watts, Andrew Michael as Secretary
19 April 2004
Appointed Watts, Andrew Michael as Secretary
19 April 2004
Appointed Chiu, Wing Sea Nancy as Secretary
19 April 2004
Appointed Watts, Andrew Michael as Director
16 March 2004
Appointed Temple Secretaries Limited as Corporate Nominee Secretary
16 March 2004
Resigned Temple Secretaries Limited as Corporate Nominee Secretary
16 March 2004
Appointed Company Directors Limited as Corporate Nominee Director
16 March 2004
Resigned Company Directors Limited as Corporate Nominee Director

Ownership 1 active

People and entities with significant control, from the Companies House PSC register

Corporate entity · Notified 23 December 2024
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
Private Company Limited By Shares
Reg. no. 13243328

Holdings 1

Companies where Watts Commercial Finance Limited is registered as a person with significant control

Holds 25–50% of voting rights
Active
Former controllers (2)
23 December 2024
Ceased Philip John Gray — Owns 25–50% of shares
23 December 2024
Ceased Andrew Michael Watts — Owns 25–50% of shares

Financials

Net Assets
£571,651
Cash
£1,500,147
Employees
40
Debt Ratio
73%
Current Ratio
1.5x

Trend

Net Assets
£0 £500k £1.0M 2020 2021 2022 2023 2024 £381,056 £590,864 £703,124 £730,436 £571,651
Balance sheet detail
20242023202220212020
Fixed Assets£288,102£358,166£357,013£102,722£112,137
Current Assets£1,809,212£1,919,677£1,604,476£1,835,693£1,567,043
Debtors£309,065£333,742£338,494£324,409£381,033
Cash£1,500,147£1,585,935£1,265,982£1,511,284£1,186,010
Creditors (< 1 year)£1,190,134£1,110,833£643,698£813,841£598,156
Creditors (> 1 year)£274,467£423,556£601,649£520,692£686,950
Net Current Assets£619,078£808,844£960,778£1,021,852£968,887
Net Assets£571,651£730,436£703,124£590,864£381,056
Shareholder Funds£571,651£730,436£703,124£590,864£381,056

What Watts Commercial Finance say about themselves

“Specialist independent advice on Commercial Finance. Dedicated Commercial Managers assigned to you. Access to a wide range of lenders for all circumstances.”

— from wattscommercial.co.uk

Filings

Recent filings only. See the full history on Companies House

Show all recent filings

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