Filing status
- Accounts due
- 29 September 2027
- Last accounts
- 31 December 2025
- Conf. stmt due
- 5 November 2027
- Last conf. stmt
- 22 October 2026
Stephen Lower Insurance Services Ltd
- Incorporated
- 13 October 2003 (23 years)
- Industry
- Non-life insurance (65120) Non-life reinsurance (65202)
- Directors
- Martin David Kingston
- Accounts type
- Total exemption full
- Region
- South East
- Address
- 145 New Dover RoadCapel Le FerneFolkestoneCT18 7JR
Charges
- Total
- 2
- Outstanding
- 1
- Part satisfied
- 0
- Satisfied
- 1
Officers 4 active
Officer details are public data from the Companies House register.
Kingston, Martin David
Director · Appointed 1 August 2011
British
Born September 1967 (59)
Secretary · Appointed 1 October 2007
British
Director · Appointed 2 May 2007
British
Born October 1961 (65)
Director · Appointed 2 May 2007
British
Born August 1964 (62)
Officer history (5 former)
1 August 2011
Appointed Kingston, Martin David as Director
14 March 2011
Resigned Dowden, Mark as Director
25 July 2008
Appointed Dowden, Mark as Director
1 October 2007
1 October 2007
Resigned Lott, Julie as Secretary
2 May 2007
Resigned Lower, Stephen as Director
2 May 2007
2 May 2007
13 October 2003
13 October 2003
13 October 2003
Appointed Lower, Stephen as Director
13 October 2003
13 October 2003
Appointed Lott, Julie as Secretary
13 October 2003
Ownership 1 active
People and entities with significant control, from the Companies House PSC register
Corporate entity · Notified 6 April 2016
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
Limited Company
Reg. no. 06209099
Former controllers (2)
6 April 2016
6 April 2016
Financials
Figures from 2024 accounts. Newer accounts, made up to 31 December 2025, are filed but not read yet. See them on Companies House
- Net Assets
- £1,418,510
- Cash
- £976,279
- Employees
- 15
- Debt Ratio
- 55%
- Current Ratio
- 1.1x
Trend
Net Assets
Balance sheet detail
| 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|
| Fixed Assets | £1,312,849 | £1,363,105 | £1,359,433 | £1,256,113 | £1,312,234 |
| Current Assets | £1,856,566 | £1,998,446 | £1,662,698 | £1,429,443 | £1,622,604 |
| Cash | £976,279 | £1,095,848 | £950,270 | £725,630 | £1,013,543 |
| Creditors (< 1 year) | £1,736,421 | £1,846,089 | £1,589,817 | £1,314,164 | £1,716,406 |
| Net Current Assets | £120,145 | £152,357 | £72,881 | £115,279 | (£93,802) |
| Net Assets | £1,418,510 | £1,500,913 | £1,425,765 | £1,367,902 | £1,213,164 |
| Shareholder Funds | £1,418,510 | £1,500,913 | £1,425,765 | £1,367,902 | £1,213,164 |
Filings
Recent filings only. See the full history on Companies House
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 2 November 2026 | Confirmation statement with updates | 22 October 2026 | ||
| 11 September 2026 | Registration of a charge | |||
| 16 December 2025 | Total exemption full accounts | 31 December 2024 | ||
| 30 October 2025 | Confirmation statement with updates | 22 October 2025 | ||
| 24 September 2025 | Previous accounting period shortened |
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