Reach Financial Services Limited

Active04328466 Private limited company
Incorporated
26 November 2001 (24 years)
Previously known as
Payplan Financial Services Limited (until 22 May 2013)
Who's Lending Limited (until 21 December 2005)
Industry
Financial intermediation not elsewhere classified (64999)
Directors
Andrew Pearce
Rebecca Diggle
Douglas Quentin Ronald Ford
Owned by
Douglas Quentin Ronald Ford
Accounts type
Micro entity
Region
East Midlands
Address
Premier House
Harlaxton Road
Grantham
NG31 7JX

Website & contact details

Group website
The site of this company’s group or brand.

Filing status

Accounts due
30 September 2027
Last accounts
31 December 2025
Conf. stmt due
10 December 2026
Last conf. stmt
26 November 2025

Officers 4 active

Officer details are public data from the Companies House register.

Pearce, Andrew
Director · Appointed 17 October 2025
British
Born July 1964 (62)
Diggle, Rebecca
Director · Appointed 20 April 2025
British
Born June 1981 (45)
Pearce, Andrew
Secretary · Appointed 1 May 2024
Ford, Douglas Quentin Ronald
Director · Appointed 1 May 2024
British
Born March 1949 (77)
Officer history (28 former)
9 December 2025
Resigned Ford, Gwendoline as Director
17 October 2025
Resigned Mirfin, Andrew Paul as Director
17 October 2025
Appointed Pearce, Andrew as Director
2 June 2025
Resigned Kingham, Benjamin Frederick as Director
20 April 2025
Appointed Diggle, Rebecca as Director
31 May 2024
Resigned Bathurst, Andrew Eric as Director
1 May 2024
Appointed Pearce, Andrew as Secretary
1 May 2024
Appointed Ford, Douglas Quentin Ronald as Director
1 May 2024
Appointed Ford, Gwendoline as Director
30 April 2024
Resigned Firth, Lianne Estelle as Secretary
8 September 2023
Appointed Kingham, Benjamin Frederick as Director
3 November 2021
Resigned Briggs, Halina as Secretary
3 November 2021
Appointed Firth, Lianne Estelle as Secretary
3 May 2019
Appointed Bathurst, Andrew Eric as Director
26 February 2019
Resigned Rann, Gordon Philip Dale as Director
26 June 2018
Appointed Mirfin, Andrew Paul as Director
12 April 2018
Resigned Kirtikar, Samuel George as Director
19 September 2017
Resigned Heslop, Joanne as Secretary
19 September 2017
Appointed Briggs, Halina as Secretary
4 June 2015
Appointed Kirtikar, Samuel George as Director
20 April 2015
Appointed Heslop, Joanne as Secretary
20 April 2015
Resigned Payne, Louise as Secretary
28 February 2013
Resigned Marshall, Antony James as Director
21 May 2012
Resigned Duffey, Rachel Elizabeth as Director
11 November 2011
Appointed Marshall, Antony James as Director
17 May 2010
Resigned Tapson, Lianne Estelle as Director
4 November 2009
Resigned Rann, Lesley Elizabeth as Director
5 March 2008
Resigned Chantrey, Clare Louise as Director
15 May 2007
Appointed Duffey, Rachel Elizabeth as Director
27 February 2007
Appointed Chantrey, Clare Louise as Director
4 April 2006
Appointed Rann, Lesley Elizabeth as Director
4 April 2006
Appointed Tapson, Lianne Estelle as Director
1 December 2004
Appointed Payne, Louise as Secretary
30 November 2004
Resigned Smith, Melanie Ann as Secretary
1 January 2004
Resigned Hudson, Graham Arthur as Director
16 September 2003
Appointed Rann, Gordon Philip Dale as Director
1 September 2003
Resigned Bentley Leek, Mark Andrew as Director
15 August 2003
Resigned Pywowarczuk, Theodor as Director
31 March 2003
Resigned Mclean, Malcolm Andrew as Director
15 August 2002
Appointed Mclean, Malcolm Andrew as Director
15 August 2002
Appointed Hudson, Graham Arthur as Director
15 August 2002
Resigned Rann, Gordon Philip Dale as Director
15 August 2002
Appointed Pywowarczuk, Theodor as Director
15 August 2002
Resigned Rann, Lesley Elizabeth as Director
15 August 2002
Resigned Tapson, Lianne Estelle as Director
1 April 2002
Appointed Rann, Lesley Elizabeth as Director
1 April 2002
Appointed Tapson, Lianne Estelle as Director
1 April 2002
Appointed Rann, Gordon Philip Dale as Director
1 April 2002
Appointed Bentley Leek, Mark Andrew as Director
31 March 2002
Resigned Radley, Timothy as Director
31 March 2002
Resigned Smith, Melanie Ann as Director
31 March 2002
Resigned Rann, Rachel Elizabeth as Director
26 November 2001
Resigned Swift Incorporations Limited as Corporate Nominee Secretary
26 November 2001
Appointed Radley, Timothy as Director
26 November 2001
Appointed Rann, Rachel Elizabeth as Director
26 November 2001
Resigned Instant Companies Limited as Corporate Nominee Director
26 November 2001
Appointed Smith, Melanie Ann as Director
26 November 2001
Appointed Instant Companies Limited as Corporate Nominee Director
26 November 2001
Appointed Smith, Melanie Ann as Secretary
26 November 2001
Appointed Swift Incorporations Limited as Corporate Nominee Secretary

Ownership 1 active

People and entities with significant control, from the Companies House PSC register

Douglas Quentin Ronald Ford
Individual · Notified 1 May 2024
Owns 75–100% of shares
Holds 75–100% of voting rights
Right to appoint and remove directors
British
Born March 1949 (77)
Former controllers (2)
30 April 2024
Ceased Totemic (2014) Holdings Limited — Owns 75–100% of shares
29 June 2018
Ceased Payplan Financial Services Limited — Owns 75–100% of shares

Financials

Balance sheet as at 31 December 2025 · micro entity accounts

Net Assets
£4,154,436
Employees
22
Debt Ratio
16%
Current Ratio
2.0x

Trend

Net Assets
£0 £2.0M £4.0M £6.0M 2024 2025 £2,437,802 £4,154,436
Balance sheet detail
20252024
Fixed Assets£3,439,273£1,924,341
Current Assets£1,504,858£1,372,528
Creditors (< 1 year)£758,458£835,942
Creditors (> 1 year)£0
Net Current Assets£746,400£536,586
Net Assets£4,154,436£2,437,802
Shareholder Funds£4,154,436£2,437,802

Filings

Recent filings only. See the full history on Companies House

DateDescriptionMade Up ToPagesPDF
21 April 2026Appointment of a director
1 April 2026Micro company accounts31 December 2025
22 December 2025Confirmation statement with no updates26 November 2025
9 December 2025Termination of appointment of a director
20 October 2025Registered office address changed
Show all recent filings

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