Business & Personal Investment Limited

Active03852280 Private limited company
Incorporated
1 October 1999 (27 years)
Industry
Financial intermediation not elsewhere classified (64999)
Activities auxiliary to financial intermediation n.e.c. (66190)
Activities of insurance agents and brokers (66220)
Directors
Mandy Jane Veal
Peter John Fulcher
Owned by
Peter John Fulcher
Suzan Fulcher
Accounts type
Total exemption full
Region
South East
Address
Bpi House Bourne End Business Park
Cores End Road
Bourne End
SL8 5AS

Filing status

Accounts due
31 July 2027
Last accounts
31 October 2025
Conf. stmt due
9 October 2027
Last conf. stmt
25 September 2026

Charges

Total
3
Outstanding
3
Part satisfied
0
Satisfied
0

Officers 3 active

Officer details are public data from the Companies House register.

Veal, Mandy Jane, Ms.
Director · Appointed 7 January 2022
British
Born May 1967 (59)
Fulcher, Peter John
Director · Appointed 5 April 2005
Irish
Born October 1963 (63)
Fulcher, Suzan Kathryn
Secretary · Appointed 4 October 1999
Irish
Officer history (4 former)
31 October 2026
Resigned Copperwheat, Nigel Dennis as Director
7 January 2022
Appointed Veal, Mandy Jane, Ms. as Director
5 April 2005
Appointed Fulcher, Peter John as Director
10 January 2005
Resigned Fulcher, Peter John as Director
21 March 2000
Appointed Copperwheat, Nigel Dennis as Director
4 October 1999
Appointed Fulcher, Suzan Kathryn as Secretary
4 October 1999
Appointed Fulcher, Peter John as Director
4 October 1999
Resigned Britannia Company Formations Limited as Corporate Nominee Secretary
4 October 1999
Resigned Deansgate Company Formations Limited as Corporate Nominee Director
1 October 1999
Appointed Britannia Company Formations Limited as Corporate Nominee Secretary
1 October 1999
Appointed Deansgate Company Formations Limited as Corporate Nominee Director

Ownership 2 active

People and entities with significant control, from the Companies House PSC register

Peter John Fulcher
Individual · Notified 1 January 2017
Owns 50–75% of shares
Holds 50–75% of voting rights
Right to appoint and remove directors
Irish
Born October 1963 (63)
Suzan Fulcher
Individual · Notified 1 January 2017
Owns 25–50% of shares
Holds 25–50% of voting rights
Right to appoint and remove directors
Irish
Born October 1963 (63)

Financials

Balance sheet as at 31 October 2025 · total exemption full accounts

Net Assets
£396,393
Cash
£92,892
Employees
9
Debt Ratio
35%
Current Ratio
3.1x

Trend

Net Assets
£0 £200k £400k 2020 2021 2022 2023 2024 2025 £95,931 £222,216 £374,406 £318,021 £326,538 £396,393
Balance sheet detail
202520242023202220212020
Fixed Assets£19,100£13,667£13,986£18,881£17,580£15,098
Current Assets£587,926£530,372£523,502£668,673£587,967£547,828
Debtors£495,034£486,299£464,330£546,299£487,705£393,470
Cash£92,892£44,073£59,172£122,374£100,262£154,358
Creditors (< 1 year)£191,946£166,884£140,716£160,089£197,910£206,636
Creditors (> 1 year)£18,687£50,617£78,751£153,059£182,081£257,491
Net Current Assets£395,980£363,488£382,786£508,584£390,057£341,192
Net Assets£396,393£326,538£318,021£374,406£222,216£95,931
Shareholder Funds£396,393£326,538£318,021£374,406£222,216£95,931

Turnover£976,471
Cost of Sales£8,565
Gross Profit£967,906
Admin Expenses£564,577
Operating Profit£402,850
Profit Before Tax£411,305
Tax£100,690
Profit for Period£310,615

Filings

Recent filings only. See the full history on Companies House

DateDescriptionMade Up ToPagesPDF
3 November 2026Termination of appointment of a director
5 January 2026Total exemption full accounts31 October 2025
6 November 2025Change of details for a person with significant control
29 September 2025Confirmation statement with no updates25 September 2025
31 March 2025Total exemption full accounts31 October 2024
Show all recent filings

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