Website & contact details
- Website
The Practice Loan Company PLC
- Incorporated
- 10 May 1999 (27 years)
- Industry
- Other business support service activities n.e.c. (82990)
- Directors
- Kevin Francis Mcnally
- Owned by
- Heidi Melissa CarmichaelChristopher Daniel Carmichael
- Accounts type
- Full
- Region
- West Midlands
- Address
- No 5 The Mews Trent Business CentreTrent ParkEastern AvenueLichfieldWS13 6RN
Filing status
- Accounts due
- 30 September 2027
- Last accounts
- 31 March 2026
- Conf. stmt due
- 17 July 2027
- Last conf. stmt
- 3 July 2026
Officers 3 active
Officer details are public data from the Companies House register.
Mcnally, Kevin Francis
Director · Appointed 25 September 2024
British
Born September 1976 (50)
Director · Appointed 27 September 2012
British
Born June 1964 (62)
Carmichael, Heidi Melissa
Secretary · Appointed 23 September 2011
British
Officer history (21 former)
25 September 2024
Appointed Mcnally, Kevin Francis as Director
25 September 2024
30 November 2018
30 June 2018
15 October 2015
25 September 2015
25 September 2015
11 June 2014
9 May 2014
9 May 2014
27 September 2012
27 September 2012
23 September 2011
Appointed Carmichael, Heidi Melissa as Secretary
23 September 2011
9 September 2011
14 July 2011
31 March 2011
31 March 2011
12 July 2010
12 July 2010
18 November 2009
18 November 2009
Resigned Hall, Ian Alistair as Director
23 June 2009
23 June 2009
Appointed Hall, Ian Alistair as Director
23 June 2009
23 June 2009
23 June 2009
23 June 2009
23 June 2009
23 June 2009
Resigned Sivieri, Coralie Lorraine as Director
10 January 2005
10 January 2005
Resigned Bowen, Kim as Secretary
10 January 2005
10 January 2005
10 January 2005
10 January 2005
Resigned Bowen, Kim as Director
10 January 2005
Resigned Bowen, David Raymond as Director
10 January 2005
Appointed Sivieri, Coralie Lorraine as Director
1 October 2001
Resigned Tonks, Duane as Director
10 May 1999
Appointed Bowen, Kim as Secretary
10 May 1999
Appointed Tonks, Duane as Director
10 May 1999
Appointed Bowen, David Raymond as Director
10 May 1999
10 May 1999
Appointed Bowen, Kim as Director
10 May 1999
Ownership 2 active
People and entities with significant control, from the Companies House PSC register
Individual · Notified 1 June 2026
Owns 25–50% of shares
Holds 25–50% of voting rights
Right to appoint and remove directors
British
Born July 1968 (58)
Individual · Notified 13 February 2017
Owns 25–50% of shares
Holds 25–50% of voting rights
Right to appoint and remove directors
British
Born June 1964 (62)
Financials
Figures from 2025 accounts. Newer accounts, made up to 31 March 2026, are filed but not read yet. See them on Companies House
- Net Assets
- £337,999
- Cash
- £142,844
- Turnover
- £1,293,148
- Profit Before Tax
- £28,508
- Employees
- 3
- Debt Ratio
- 32%
- Current Ratio
- 5.5x
- Profit Margin
- 2%
- Return on Equity
- 6%
Trend
Turnover
Balance sheet detail
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Fixed Assets | £136,414 | £56,353 | £43,530 | £53,166 |
| Current Assets | £358,778 | £396,734 | £140,767 | £116,600 |
| Debtors | £215,934 | £223,002 | £25,599 | £106,630 |
| Cash | £142,844 | £173,732 | £115,168 | £9,970 |
| Creditors (< 1 year) | £65,762 | £106,681 | £35,815 | £30,356 |
| Creditors (> 1 year) | £91,431 | £25,463 | £31,482 | £37,037 |
| Net Current Assets | £293,016 | £290,053 | £104,952 | £86,244 |
| Net Assets | £337,999 | £317,658 | £114,504 | £98,764 |
| Shareholder Funds | £337,999 | £317,658 | £114,504 | £98,764 |
| Turnover | £1,293,148 | £1,628,269 | £1,307,537 | £1,070,486 |
| Cost of Sales | £872,989 | £1,006,672 | £1,043,189 | £810,291 |
| Gross Profit | £420,159 | £621,597 | £264,348 | £260,195 |
| Admin Expenses | £386,741 | £309,817 | £229,270 | £215,420 |
| Staff Costs | £192,422 | £121,149 | £104,413 | £93,164 |
| Operating Profit | £33,418 | £311,780 | £35,078 | £46,925 |
| Profit Before Tax | £28,508 | £311,340 | £33,632 | £45,937 |
| Tax | £8,167 | £83,186 | £7,892 | £9,980 |
| Profit for Period | £20,341 | £228,154 | £25,740 | £35,957 |
What The Practice Loan Company say about themselves
“At Practice Loan Company, we have 25 years of experience in offering practice loans, Practice funding and Practice finance. Contact us on 0800 328 0161.”
Filings 113
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 25 September 2026 | Full accounts | 31 March 2026 | ||
| 3 July 2026 | Confirmation statement with updates | 3 July 2026 | ||
| 3 July 2026 | Change of details for a person with significant control | |||
| 3 July 2026 | Notification of a person with significant control | |||
| 27 March 2026 | Registered office address changed |
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