Website & contact details
- Website
Credit Reporting Agency Limited
- Incorporated
- 25 February 1999 (27 years)
- Industry
- Activities of credit bureaus (82912)
- Accounts type
- Full
- Region
- South West
- Address
- 20 - 21 Lemon StreetTruroTR1 2LS
Filing status
- Accounts due
- 31 December 2027
- Last accounts
- 31 March 2026
- Conf. stmt due
- 19 February 2027
- Last conf. stmt
- 5 February 2026
Charges
- Total
- 3
- Outstanding
- 0
- Part satisfied
- 0
- Satisfied
- 3
Officers 5 active
Officer details are public data from the Companies House register.
Anderson-Riley, Paul
Secretary · Appointed 19 August 2025
Director · Appointed 1 June 2025
British
Born September 1991 (35)
Director · Appointed 1 August 2024
British
Born September 1987 (39)
British
Born June 1979 (47)
British
Born April 1978 (48)
Officer history (9 former)
19 August 2025
Resigned Harland, Andrew Neil as Secretary
19 August 2025
Appointed Anderson-Riley, Paul as Secretary
1 June 2025
2 October 2024
1 August 2024
23 February 2023
23 February 2023
Appointed Harland, Andrew Neil as Secretary
23 February 2023
Resigned Carpenter, Ian Paul as Secretary
24 May 2022
14 February 2020
13 November 2017
Appointed Carpenter, Ian Paul as Secretary
13 November 2017
13 November 2017
30 April 2015
30 April 2015
25 July 2012
25 July 2012
25 July 2012
25 February 1999
25 February 1999
25 February 1999
25 February 1999
25 February 1999
Ownership 1 active
People and entities with significant control, from the Companies House PSC register
Corporate entity · Notified 31 March 2021
Owns 75–100% of shares
Holds 75–100% of voting rights
Private Limited Company
Reg. no. 12417398
Former controllers (5)
31 March 2021
Ceased Credit Reporting Agency (Holdings) Limited — Owns 75–100% of shares
13 November 2017
Ceased Credit Reporting Agency (Topco) Limited — Owns 75–100% of shares
13 November 2017
13 November 2017
13 November 2017
Ceased Credit Reporting Agency (Holdings) Limited — Owns 75–100% of shares
Group structure 3 companies
Ownership group derived from the Companies House PSC register
Checkmyfile Limited Owns 75–100% of shares
Credit Reporting Agency Limited This company Owns 75–100% of shares
Financials
Figures from 2025 accounts. Newer accounts, made up to 31 March 2026, are filed but not read yet. See them on Companies House
- Net Assets
- £10,204,596
- Cash
- £7,027,494
- Turnover
- £29,932,401
- Profit Before Tax
- £8,716,900
- Employees
- 60
- Debt Ratio
- 35%
- Profit Margin
- 29%
- Return on Equity
- 64%
Trend
Net Assets
Balance sheet detail
| 2025 | 2023 | 2022 | |
|---|---|---|---|
| Fixed Assets | £3,803,805 | £2,091,054 | £259,540 |
| Current Assets | £11,888,916 | £6,960,728 | £3,998,060 |
| Debtors | £4,861,422 | £3,976,367 | £1,220,422 |
| Cash | £7,027,494 | £2,984,361 | £2,776,728 |
| Creditors (< 1 year) | £4,210,331 | ||
| Creditors (> 1 year) | £9,365 | ||
| Net Current Assets | £6,697,973 | £3,022,162 | (£212,271) |
| Net Assets | £10,204,596 | £5,027,756 | £100 |
| Shareholder Funds | £10,204,596 | £5,027,756 | £100 |
| Turnover | £29,932,401 | ||
| Cost of Sales | £17,017,573 | ||
| Gross Profit | £12,914,828 | ||
| Admin Expenses | £4,321,275 | ||
| Staff Costs | £3,632,124 | ||
| Profit Before Tax | £8,716,900 | ||
| Tax | £2,236,150 | ||
| Profit for Period | £6,480,750 | ||
What Credit Reporting Agency say about themselves
“See your info from Experian, Equifax, and TransUnion in one place with the most detailed credit report you can get. Take steps to grow your credit score.”
Filings 113
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 11 August 2026 | Full accounts | 31 March 2026 | ||
| 6 February 2026 | Confirmation statement with no updates | 5 February 2026 | ||
| 6 January 2026 | Change of details for a person with significant control | |||
| 1 December 2025 | Full accounts | 31 March 2025 | ||
| 20 August 2025 | Termination of appointment of a secretary |
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