Website & contact details
- Website
Cover-More Insurance Services Ltd
- Incorporated
- 8 August 1995 (31 years)
- Industry
- Non-life insurance (65120)
- Directors
- Nicholas KennedyJeremy ClutterbuckBenjamin David Wooltorton
- Accounts type
- Full
- Address
- Parkview82 Oxford RoadUxbridgeUB8 1UX
Filing status
- Accounts due
- 30 September 2027
- Last accounts
- 31 December 2025
- Conf. stmt due
- 22 August 2027
- Last conf. stmt
- 8 August 2026
Officers 4 active
Officer details are public data from the Companies House register.
Kennedy, Nicholas
Director · Appointed 8 May 2026
Irish
Born June 1983 (43)
Clutterbuck, Jeremy
Director · Appointed 18 February 2026
British
Born August 1965 (61)
Wooltorton, Benjamin David
Director · Appointed 2 August 2024
British
Born March 1976 (50)
Corporate Secretary · Appointed 19 June 2023
Officer history (23 former)
5 November 2026
8 May 2026
Appointed Kennedy, Nicholas as Director
18 February 2026
Appointed Clutterbuck, Jeremy as Director
25 April 2025
Resigned Sebire, Justin John as Director
7 August 2024
2 August 2024
Appointed Wooltorton, Benjamin David as Director
17 May 2024
4 April 2024
Appointed Sebire, Justin John as Director
16 February 2024
Resigned Breslin, Conor Brian as Director
9 January 2024
Resigned Finch, Adam James as Director
4 September 2023
Appointed Finch, Adam James as Director
3 August 2023
12 July 2023
Resigned Suarez De Sola, Ernesto Manuel as Director
19 June 2023
19 June 2023
1 February 2023
Appointed Breslin, Conor Brian as Director
5 December 2022
Resigned Dunne, Damien as Director
30 April 2022
Resigned Wooltorton, Benjamin David as Director
31 December 2019
15 August 2019
Resigned Crompton, Judith as Director
7 August 2019
Appointed Dunne, Damien as Director
2 August 2019
Appointed Wooltorton, Benjamin David as Director
2 August 2019
Appointed Suarez De Sola, Ernesto Manuel as Director
31 January 2019
Resigned Cornet De Ways-Ruart, Maxime Philippe as Director
22 January 2019
10 August 2018
Resigned Staib, Meredith as Director
10 August 2018
Appointed Cornet De Ways-Ruart, Maxime Philippe as Director
29 September 2017
29 November 2016
Resigned Finch, Adam James as Director
29 November 2016
Appointed Staib, Meredith as Director
29 November 2016
Appointed Crompton, Judith as Director
5 August 2016
5 August 2016
Resigned Saunders, George Preston as Director
31 January 2014
31 January 2014
Resigned Ferguson, David as Director
22 January 2014
Appointed Finch, Adam James as Director
22 January 2014
Appointed Saunders, George Preston as Director
8 January 2014
Resigned Seqveira, Steven Michael as Director
1 April 2013
Resigned Smyth, Shayne Robert as Director
27 October 2006
5 August 2004
Appointed Seqveira, Steven Michael as Director
23 April 1999
Appointed Ferguson, David as Director
23 April 1999
Resigned Henry, Michael Paul as Director
23 April 1999
Resigned Calder, Murray Hugh as Director
14 May 1997
Appointed Henry, Michael Paul as Director
14 May 1997
Appointed Smyth, Shayne Robert as Director
14 May 1997
14 May 1997
Appointed Calder, Murray Hugh as Director
8 August 1995
8 August 1995
Ownership 0 active
People and entities with significant control, from the Companies House PSC register
The company has declared that it has no person with significant control.
Financials
Balance sheet as at 31 December 2025 · full accounts
- Net Assets
- £8,425,960
- Cash
- £2,541,278
- Turnover
- £5,526,021
- Profit Before Tax
- (£6,403,336)
- Employees
- 85
- Debt Ratio
- 27%
- Current Ratio
- 3.0x
- Profit Margin
- -116%
- Return on Equity
- -61%
Trend
Turnover
Balance sheet detail
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Fixed Assets | £2,726,887 | £3,337,371 | £3,786,654 |
| Current Assets | £8,892,809 | £11,499,235 | £6,920,650 |
| Cash | £2,541,278 | £2,149,599 | £4,881,247 |
| Creditors (< 1 year) | £2,927,071 | £3,876,456 | £3,294,845 |
| Net Current Assets | £5,965,738 | £7,622,779 | £3,625,805 |
| Net Assets | £8,425,960 | £10,535,150 | £7,412,459 |
| Shareholder Funds | £8,425,960 | £10,535,150 | £7,412,459 |
| Turnover | £5,526,021 | £4,509,913 | £3,214,980 |
| Cost of Sales | £94,991 | £93,453 | £68,748 |
| Gross Profit | £5,431,030 | £4,416,460 | £3,146,232 |
| Admin Expenses | £16,575,014 | £19,632,540 | £15,735,808 |
| Staff Costs | £8,059,668 | £10,410,432 | £7,692,202 |
| Operating Profit | (£6,403,336) | (£5,074,849) | (£7,451,500) |
| Profit Before Tax | (£6,403,336) | (£5,074,849) | (£7,478,727) |
| Tax | (£1,294,146) | (£5,397,540) | £5,621 |
| Profit for Period | (£5,109,190) | £322,691 | (£7,484,348) |
What Cover-More Insurance Services say about themselves
“Cover-More Europe is a world-leading insurance & assistance provider, offering insurance in travel, car hire & pet sectors across the UK & Europe”
Filings 164
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 6 November 2026 | Termination of appointment of a director | |||
| 21 August 2026 | Confirmation statement with updates | 8 August 2026 | ||
| 19 June 2026 | Full accounts | 31 December 2025 | ||
| 3 June 2026 | Appointment of a director | |||
| 22 April 2026 | Statement of capital following an allotment of shares |
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