Exchange Financial Services Limited

Active02244411 Private limited company

Incorporated: 15 April 1988 (38 years)
Industry: Life insurance (65110)
Directors: Peter Gerard Gradwell
Owned by: Lorraine Joan Gradwell
Peter Gerrard Gradwell
Accounts type: Micro entity
Region: North West
Address: Myersons Chartered Accountants
32 Derby Street
Ormskirk
L39 2BY

Filing status

Accounts due: 28 February 2027
Last accounts: 31 May 2025
Conf. stmt due: 17 October 2027
Last conf. stmt: 3 October 2026

Officers 2 active

Officer details are public data from the Companies House register.

Gradwell, Lorraine Joan

Secretary · Appointed 1 June 2006

Also at PG Contingency Limited

British

Gradwell, Peter Gerard

Director · Appointed 31 March 2003

Also at PG Contingency Limited · more companies

British

Born October 1955 (71)

Officer history (7 former)

1 June 2006

Appointed Gradwell, Lorraine Joan as Secretary

1 June 2006

Resigned Walsh, Graeme as Secretary

31 March 2003

Appointed Gradwell, Peter Gerard as Director

31 March 2003

Appointed Walsh, Graeme as Secretary

31 March 2003

Resigned Roddy, Elaine as Director

31 March 2003

Resigned Gradwell, Peter Gerard as Secretary

4 July 2002

Appointed Roddy, Elaine as Director

4 July 2002

Resigned Turnbull, Sarah as Director

4 July 2002

Resigned Gradwell, Peter Gerard as Director

1 January 1997

Appointed Turnbull, Sarah as Director

1 January 1997

Resigned Garner, Peter as Director

15 January 1993

Resigned Birley, Alan as Director

Ownership 2 active

People and entities with significant control, from the Companies House PSC register

Lorraine Joan Gradwell

Individual · Notified 19 February 2020

Owns 25–50% of shares

Holds 25–50% of voting rights

British

Born May 1958 (68)

Peter Gerrard Gradwell

Individual · Notified 6 April 2016

Owns 50–75% of shares

Holds 50–75% of voting rights

Right to appoint and remove directors

British

Born October 1955 (71)

Financials

Balance sheet as at 31 May 2025 · micro entity accounts

Current Ratio: 0.3x

Trend

Shareholder Funds

Balance sheet detail

	2025	2024	2023	2021	2020
Fixed Assets	£707,677	£720,245		£759,592	£772,548
Current Assets	£302,206	£334,913		£339,980	£319,044
Creditors (< 1 year)	£950,016	£1,029,221	£878,732	£884,536	£876,061
Net Current Assets	(£647,810)	(£694,308)		(£544,556)	(£557,017)
Shareholder Funds	£59,867	£25,937		£215,036	£215,531