MSL Legal Expenses Ltd

Active02210857 Private limited company

What Msl Legal Expenses say about themselves

“MSL is a customer focused claims business, offering claims handling services and legal expenses insurance to MGAs, Insurers, Brokers & Self-Insured businesses.”

— from msl.co.uk
Incorporated
14 January 1988 (38 years)
Industry
Non-life insurance (65120)
Accounts type
Small
Region
North West
Address
5400 Lakeside
Cheadle Royal Business Park
Cheadle
SK8 3GQ

Filing status

Accounts due
30 September 2027
Last accounts
31 December 2025
Conf. stmt due
14 January 2027
Last conf. stmt
31 December 2025

Charges

Total
8
Outstanding
1
Part satisfied
0
Satisfied
7

Officers 7 active

Officer details are public data from the Companies House register.

Director · Appointed 7 August 2026
British
Born October 1969 (57)
Ashmore, Lucy
Director · Appointed 10 October 2025
British
Born March 1982 (44)
Director · Appointed 17 January 2025
British
Born March 1966 (60)
Director · Appointed 1 July 2020
British
Born July 1963 (63)
Director · Appointed 13 May 2019
British
Born May 1965 (61)
Garner, Serena Angela
Secretary · Appointed 25 July 2013
British
Director · Appointed 1 January 2006
English
Born September 1978 (48)
Officer history (15 former)
7 August 2026
Appointed Drew, Simon Richard as Director
31 July 2026
Resigned Hughes, Anthony Scott as Director
30 April 2026
Resigned Gibson, Colin John as Director
10 October 2025
Appointed Ashmore, Lucy as Director
31 March 2025
Resigned Daniels, Jonathan Scott as Director
17 January 2025
Appointed Parkes, Elaine Valerie as Director
1 August 2023
Appointed Daniels, Jonathan Scott as Director
31 December 2020
Resigned Eastwood, Glen John, Mr. as Director
31 July 2020
Resigned Baldwin, Susan Margaret as Director
1 July 2020
Appointed Ross, David Anthony as Director
19 June 2020
Appointed Gibson, Colin John as Director
13 May 2019
Appointed Thakrar, Deven as Director
13 May 2019
Appointed Eastwood, Glen John, Mr. as Director
5 November 2016
Appointed Baldwin, Susan Margaret as Director
31 July 2015
Resigned Cookson, Peter John as Director
1 July 2015
Appointed Hughes, Anthony Scott as Director
25 July 2013
Resigned Garner, Nicholas David as Secretary
25 July 2013
Appointed Garner, Serena Angela as Secretary
31 March 2013
Resigned Garner, David as Director
31 March 2013
Resigned Hobin, Pauline as Director
1 April 2011
Appointed Cookson, Peter John as Director
3 March 2011
Appointed Hobin, Pauline as Director
16 February 2011
Resigned Blain, Natalie Jane as Director
1 July 2009
Appointed Blain, Natalie Jane as Director
1 January 2009
Resigned Hobin, Pauline as Director
1 January 2007
Resigned Garner, Susan Mary as Director
1 January 2006
Appointed Garner, Nicholas David as Secretary
1 January 2006
Resigned Garner, Susan Mary as Secretary
1 January 2006
Appointed Garner, Nicholas David as Director
23 November 1998
Resigned Knighton, Pamela as Director
30 January 1998
Resigned Davies, Philip Hulme as Director
25 March 1996
Appointed Hobin, Pauline as Director
13 September 1993
Appointed Davies, Philip Hulme as Director

Ownership 1 active

People and entities with significant control, from the Companies House PSC register

Corporate entity · Notified 19 September 2019
Owns 75–100% of shares
Limited Company
Reg. no. 08197723
Former controllers (1)
19 September 2019
Ceased Nicholas David Garner — Has significant influence or control

Group structure 4 companies

Ownership group derived from the Companies House PSC register

MSL Legal Expenses Ltd This company Owns 75–100% of shares
MSL Vehicle Solutions Limited Owns 75–100% of shares
Supportis Limited Owns 75–100% of shares

Financials

Balance sheet as at 31 December 2025 · small accounts

Net Assets
£1,742,608
Cash
£25,785
Employees
30
Debt Ratio
85%
Current Ratio
1.2x

Trend

Net Assets
£0 £2.0M £4.0M 2019 2020 2021 2022 2023 2024 2025 £1,550,778 £1,521,142 £1,530,961 £2,034,311 £2,351,862 £1,642,567 £1,742,608
Balance sheet detail
2025202420232022202120202019
Fixed Assets£189,329£207,846£96,469£123,394£129,829£75,351£75,934
Current Assets£11,330,740£11,129,049£11,434,922£7,830,241£5,439,903£5,688,223£6,360,870
Debtors£11,304,955£11,048,674£11,260,167£7,829,941£5,439,603£5,687,923£6,360,570
Cash£25,785£80,375£174,755£300£300£300£300
Creditors (< 1 year)£9,675,513£9,592,517£9,039,484£5,743,853£3,710,396£4,029,746£4,714,003
Net Current Assets£1,655,227£1,536,532£2,395,438£2,086,388£1,729,507£1,658,477£1,646,867
Net Assets£1,742,608£1,642,567£2,351,862£2,034,311£1,530,961£1,521,142£1,550,778
Shareholder Funds£1,742,608£1,642,567£2,351,862£2,034,311£1,530,961£1,521,142£1,550,778

Turnover£4,088,369£4,733,496£7,372,737
Admin Expenses£4,076,232£5,013,577£7,239,513
Operating Profit£99,774(£7,143)£133,224
Profit Before Tax£109,307(£22,952)£106,231
Tax£24,488£6,684£34,434
Profit for Period(£709,295)£389,801£84,819(£29,636)£71,797

Filings 163

DateDescriptionMade Up ToPagesPDF
7 August 2026Termination of appointment of a director
7 August 2026Appointment of a director
30 July 2026Accounts for a small company31 December 2025
1 May 2026Termination of appointment of a director
8 January 2026Confirmation statement with no updates31 December 2025
Show all 163 filings

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