Website & contact details
- Website
M.R. Ratcliffe Consultants Limited
- Incorporated
- 5 May 1987 (39 years)
- Industry
- Non-life insurance (65120)
- Owned by
- Patricia Rose RatcliffeMichael Richardson Ratcliffe
- Accounts type
- Small
- Region
- South West
- Address
- Wolseley HouseOriel RoadCheltenhamGL50 1TH
Filing status
- Accounts due
- 31 March 2027
- Last accounts
- 30 June 2025
- Conf. stmt due
- 11 May 2027
- Last conf. stmt
- 27 April 2026
Charges
- Total
- 1
- Outstanding
- 0
- Part satisfied
- 0
- Satisfied
- 1
Officers 3 active
Officer details are public data from the Companies House register.
Ratcliffe, Patricia Rose
Secretary · Appointed 28 March 2016
Director
British
Born May 1937 (89)
Director
British
Born November 1945
Officer history (6 former)
21 December 2018
Resigned Davies, Graham William as Director
28 March 2016
Appointed Ratcliffe, Patricia Rose as Secretary
28 March 2016
25 August 2009
25 August 2009
28 April 2000
21 July 1998
Resigned Johnson, Peter Kenneth as Director
1 October 1996
30 September 1996
Ownership 2 active
People and entities with significant control, from the Companies House PSC register
Individual · Notified 18 April 2023
Owns 25–50% of shares
Holds 25–50% of voting rights
British
Born May 1937 (89)
Individual · Notified 30 April 2017
Owns 50–75% of shares
Holds 50–75% of voting rights
British
Born November 1945
Financials
Figures from 2024 accounts. Newer accounts, made up to 30 June 2025, are filed but not read yet. See them on Companies House
- Net Assets
- £348,289
- Cash
- £392,835
- Employees
- 31
- Debt Ratio
- 88%
- Current Ratio
- 0.9x
Trend
Net Assets
Balance sheet detail
| 2024 | 2023 | 2021 | |
|---|---|---|---|
| Fixed Assets | £1,024,856 | £967,362 | £986,790 |
| Current Assets | £1,817,882 | £2,174,458 | £2,396,297 |
| Debtors | £1,425,047 | £1,570,809 | £1,712,040 |
| Cash | £392,835 | £603,649 | £684,257 |
| Creditors (< 1 year) | £2,108,286 | £2,372,683 | £2,495,216 |
| Creditors (> 1 year) | £374,373 | £434,142 | £446,565 |
| Net Current Assets | (£290,404) | (£198,225) | (£98,919) |
| Net Assets | £348,289 | £325,223 | £423,479 |
| Shareholder Funds | £348,289 | £325,223 | £423,479 |
What M.R. Ratcliffe Consultants say about themselves
“Independent Cheltenham insurance brokers since 1976. Specialist HGV, haulage, fleet and courier cover, plus business, cyber, media and private client insurance.”
Filings 128
| Date | Description | Made Up To | Pages | |
|---|---|---|---|---|
| 29 September 2026 | Accounts for a small company | 30 June 2025 | ||
| 5 September 2026 | Compulsory strike-off action has been discontinued | |||
| 1 September 2026 | First Gazette notice for compulsory strike-off | |||
| 5 May 2026 | Confirmation statement with no updates | 27 April 2026 | ||
| 7 May 2025 | Confirmation statement with no updates | 27 April 2025 |
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